34 Gale St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 34 Gale St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,109 sqft · built 2005
Lot Size	0.429 acres (18,723 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Oct 2018)
Tax Bill	$2,620 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187 0003 0002 A`

Property Details

APN / Parcel Number

Primary APN	`187 0003 0002 A`
Alternative APN	`LAWR M:0187 B:0003 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,109 sqft Living Area
Gross Area	1,670 sqft
Basement Area	501 sqft
Unfinished Basement	501 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	18,723 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	187 0003 0002 A
Street Address	34 GALE ST
City	LAWRENCE
State	MA
Zip	01841-4622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Block	3
Legal Lot Number	2
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1001
Census Tract	251400

Owner

34 Gale St, a condominium, is owned and occupied by an individual who bought it in October 2018.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 GALE ST, LAWRENCE, MA 01841-4622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Condominium Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Book / Page	15663 / 73
Transfer Doc	0015663-73
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	34 GALE ST, LAWRENCE, MA 01841-4622
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016785-11
Date	Feb 23, 2021
Book Page	16785/11
Instrument	6233

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LAWRENCE MA
Recording Date	Oct 29, 2018
Property Address	34 GALE ST, LAWRENCE, MA 01841-4622
Document Number	15663-73
Book / Page	015663 / 000073
Instrument Date	Oct 29, 2018
Instrument	26380
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 GALE ST #2 LAWRENCE MA 018414622, 2, LAWRENCE, MA 01841-4622

Mortgage

Document Number	15663-77
Date	Oct 29, 2018
Book Page	015663/000077
Instrument	26381

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 34 Gale St was $2,620, up 6.2% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,620.00 (+6.16%)	$303,200 (+8.09%) Building $303,200	$365,766 (+16.18%)
2025	$2,468.00 (+6.79%)	$280,500 (+12.29%) Building $280,500	$314,830
2024	$2,311.00 (+2.3%)	$249,800 (+12.37%) Building $249,800
2023	$2,259.00	$222,300 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Gale St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Gale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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