Bergen County and Moonachie Borough property record for 34 Frederick St, Moonachie, NJ 07074
| Property Type | Single Family Home |
|---|---|
| Details | 3,564 sqft · built 1895 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,851 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37-00015-0000-00001 |
| Primary APN | 37-00015-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,564 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 00015000 |
|---|---|
| Street Address | 34 FREDERICK ST |
| City | MOONACHIE |
| State | NJ |
| Zip | 07074-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 75X100 |
| Legal Subdivision | WASHINGTON PARK MAP 1236 |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MOONACHIE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 36200 |
Source: Bergen County and Moonachie Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 FREDERICK ST, MOONACHIE, NJ 07074-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN FINANCIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2024 |
| Transfer Doc | 0054061508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 FREDERICK ST, MOONACHIE, NJ 07074-1007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0051251640 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 5125/1640 |
| Instrument | 2023074418 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 FREDERICK ST, MOONACHIE, NJ 07074-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026081853 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 02608/1853 |
| Instrument | 17-037339 |
| Name | FRANKLIN FINANCIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 1, 2046 |
Source: Bergen County and Moonachie Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Moonachie Borough |
| Unified School District | Moonachie Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723,500 (+8%) Land $250,900 Building $472,600 | $723,500 (+8%) Land $250,900 Building $472,600 | |
| 2025 | $11,851.00 (+1.34%) | $669,900 (+13.85%) Land $235,100 Building $434,800 | $669,900 (+13.85%) Land $235,100 Building $434,800 |
| 2024 | $11,694.00 (-1.66%) | ||
| 2023 | $588,400 Land $192,400 Building $396,000 | $588,400 Land $192,400 Building $396,000 | |
| 2022 | $11,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 288 (1979–2024) |
| Claims Outside the SFHA | 16 of 288 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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