34 Francis St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 34 Francis St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,383 sqft · built 1945
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Dec 2024)
Tax Bill	$5,083 (2026)
Deeds & Mortgages	Apr 2023 Refinance Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05340 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05340 P:0006`
Alternative APN	`53400006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	6,826 sqft (0.157 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	53400006
Street Address	34 FRANCIS ST
City	SPRINGFIELD
State	MA
Zip	01104-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	800400

Owner

34 Francis St is owned by two individuals who bought it in December 2024.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 PARALLEL ST, SPRINGFIELD, MA 01104-2625
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JAY N MICHELMAN
Mar 18, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Oct 28, 2004
Deed Document Number	202458798
Deed Book / Page	25691 / 267
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	34 FRANCIS ST, SPRINGFIELD, MA 01104-1020
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024978-107
Date	Apr 21, 2023
Book Page	24978/107
Instrument	17881

Lender

Name	JAY N MICHELMAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 18, 2022
Property Address	34 FRANCIS ST, SPRINGFIELD, MA 01104-1020
Document Number	024456-461
Book / Page	24456 / 461
Instrument Date	Nov 4, 2020
Instrument	16643
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 34 Francis St was $5,083, up 33.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,083.00 (+33.13%)	$328,800 (+35.03%) Land $37,300 Building $291,500	$282,552 (-6.88%)
2025	$3,818.00	$243,500 Land $38,800 Building $204,700	$303,430 (+3.23%)
2024			$293,930
2023	$3,420.00	$200,600 Land $34,300 Building $166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Crossroads Fiber, Spectrum, Verizon.

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