34 Fowler St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 34 Fowler St, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1990
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Feb 2020)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`WFLD M:4 L:61`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:4 L:61`
Alternative APN	`M:329004 B:00061 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,146 sqft Living Area
Gross Area	2,475 sqft
Basement Area	764 sqft
Unfinished Basement	764 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,400 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34 FOWLER ST
City	WESTFIELD
State	MA
Zip	01085-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	61
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1008
Census Tract	812702

Owner

Source: Hampden County and Westfield City records · APN WFLD M:4 L:61

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 26, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 26, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jan 19, 2018	Quit Claim Deed, Transfer · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	20208302
Deed Book / Page	23086 / 446
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024438-119
Date	Mar 08, 2022
Book Page	24438/119
Instrument	14174

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 01, 2050

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026041-553
Date	Sep 26, 2025
Book Page	26041/553
Instrument	45405

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025804-119
Date	Mar 26, 2025
Book Page	25804/119
Instrument	13105

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 14, 2020
Property Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Document Number	23086-446
Book / Page	23086 / 446
Instrument Date	Feb 14, 2020
Instrument	8302
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 STANLEY CT, CHICOPEE, MA 01020-2033

Mortgage

Document Number	8303
Date	Feb 14, 2020
Instrument	8303

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jan 19, 2018
Property Address	34 FOWLER ST, WESTFIELD, MA 01085-3202
Document Number	22033-195
Book / Page	022033 / 000195
Instrument Date	Jan 17, 2018
Instrument	3468
Transaction Type	Transfer
Record Updated	Feb 06, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$730.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 FOCH AVE WESTFIELD MA 010851054, WESTFIELD, MA 01085-1054

Mortgage

Document Number	22033-198
Date	Jan 19, 2018
Book Page	022033/000198
Instrument	3469

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+9.02%)	$276,200 (+21.94%) Land $78,300 Building $197,900
2024			$267,235
2023	$3,846.00	$226,500 Land $67,800 Building $158,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138127021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1980–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011, rainfall accumulation, Tropical Storm Irene
Claims By Storm	Tropical Storm Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 485 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Westfield Gas & Electric	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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