34 Forest Dr, Mountain Top, PA 18707 Property Records

Luzerne County property record for 34 Forest Dr, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,971 sqft · built 1965
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-L9S4-002-006`

Property Details

APN / Parcel Number

Primary APN	`64-L9S4-002-006`
Alternative APN	`64-L9S4-002-006-000`

Interior

Stories	1 Story
Building Area	1,971 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	126 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	64-L9S4-002-006
Street Address	34 FOREST DR
City	MOUNTAIN TOP
State	PA
Zip	18707-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-459-1-D52 34 FOREST DR
Legal Block	2
Legal Lot Number	6
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1015
Census Tract	215502

Owner

34 Forest Dr is owned and occupied by an individual who acquired it in January 2013.

Source: Luzerne County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	34 FOREST DR, MOUNTAIN TOP, PA 18707-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SERVICE 1ST FCU
May 19, 2021	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Sep 16, 2024	Deed of Trust, Mortgage · Line of Credit SERVICE 1ST FCU
Jul 13, 2020	Deed of Trust, Mortgage PENN EAST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2013
Transfer Doc	0006039819
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 FOREST DR, MOUNTAIN TOP, PA 18707-2005
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048870
Date	Aug 2, 2022
Book Page	3022/201245
Instrument	202248870

Lender

Name	SERVICE 1ST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 21, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 FOREST DR, MOUNTAIN TOP, PA 18707-2005
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031808
Date	May 19, 2021
Book Page	3021/134340
Instrument	202131808

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 FOREST DR, MOUNTAIN TOP, PA 18707-2005
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049135
Date	Sep 16, 2024
Book Page	3024/178809
Instrument	202449135

Lender

Name	SERVICE 1ST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	34 FOREST DR, MOUNTAIN TOP, PA 18707-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029107
Date	Jul 13, 2020
Book Page	3020/116784
Instrument	202029107

Lender

Name	PENN EAST FCU
Type	Credit Union
Address	SCRANTON, PA 18503

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 34 Forest Dr was $3,348 with a homeowner's exemption.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00 Homeowner's exemption	$162,000 Land $38,800 Building $123,200
2025	$3,348.00
2024		$162,000 Land $38,800 Building $123,200
2023	$3,189.00
2009			$162,000 Land $38,800 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Forest Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1996–2023)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Nov 2006 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Forest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 40
SkyPacket Fixed Wireless	100 / 20

May also be available: Breezeline, Greenlight Networks, Verizon.

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