34 Exchange St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 34 Exchange St, Athol, MA 01331

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7 bd · 7 ba · 5,676 sqft · built 1900
Lot Size0.094 acres (4,092 sqft)
OwnerCompany Name on Record
Last Sale$380,000 (Mar 2024)
Tax Bill$2,900 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Oct 2018 Sale & Mortgage
APNATHO M:00030 B:00259 L:00000

Property Details

APN / Parcel Number

Primary APNATHO M:00030 B:00259 L:00000
Alternative APN
  • 2491

Interior

Bedrooms7 Beds
Full Baths7 Baths
Total Rooms17 Rooms
Units6 Units
Stories3 Stories
Building Area5,676 sqft Total Area
Gross Area7,904 sqft
Basement Area1,732 sqft
Unfinished Basement1,732 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area4,092 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number2491
Street Address34 EXCHANGE ST
CityATHOL
StateMA
Zip01331-1812
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCA
Legal Block259
JurisdictionATHOL MA
Township / Civil DivisionATHOL
Census Block Group1
Census Block1020
Census Tract703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address120 FARRWOOD DR, HAVERHILL, MA 01835-8433
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SALEM FIVE CENTS SAVINGS BANK
Oct 25, 2018Quit Claim Deed, Transfer
ATHOL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2024 · Amount on Record
Deed SaleMar 13, 2024 · Amount on Record
Prior SaleOct 25, 2018 · Amount on Record
Deed Book / Page70277 / 277
Prior Transfer DateMar 12, 2024
Prior Transfer Doc070277-277
Record UpdatedOct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateMar 13, 2024
Property Address34 EXCHANGE ST, ATHOL, MA 01331-1812
Document Number070277-277
Book / Page70277 / 277
Instrument DateMar 12, 2024
Instrument17820
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 FARRWOOD DR, HAVERHILL, MA 01835-8433

Mortgage

Document Number0000001972
DateMar 13, 2024
Instrument1972
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateOct 25, 2018
Property Address34 EXCHANGE ST, ATHOL, MA 01331-1812
Document Number59592-277
Book / Page59592 / 277
Instrument113188
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number595920280
DateOct 25, 2018
Instrument59592/0280
Lender
NameATHOL SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,900.00 (-35.2%)$228,865 (-35%) Land $31,135 Building $197,730$479,845 (-)
2025$4,475.00 (+13.29%)$352,100 (+14.36%) Land $47,900 Building $304,200$479,845 (-26.07%)
2024$3,950.00 (+27.3%)$307,900 (+39.32%) Land $45,600 Building $262,300$649,040
2023$3,103.00$221,000 Land $33,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHOL DPW WATER DIVISION
serves 10,587 people · EPA ID MA1015000
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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