Putnam County and Philipstown Town property record for 34 Esselborne Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,254 sqft · built 1990 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $18,647 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 17.-2-45 |
| Primary APN | 372689 17.-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 392 sqft |
| Upper Floors Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 191,664 sqft (4.4 acres) |
| Lot Width | 20 ft Width |
| View / Lot | Waterfront |
| Porch | Screened Porch |
| Porch Area | 624 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 060890 |
|---|---|
| Street Address | 34 ESSELBORNE RD |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 45.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 ESSELBORNE RD, COLD SPRING, NY 10516-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 34 ESSELBORNE RD, COLD SPRING, NY 10516-4311 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 34 ESSELEORNE RD, COLD SPRING, NY 10516-4311 |
| Document Number | 0075950128 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 7595/128 |
| Instrument | 7595-2022 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,765 (-) Land $92,000 Building $229,765 | $1,049,120 (+14.84%) | |
| 2024 | $18,647.00 | ||
| 2023 | $321,765 (-) Land $92,000 Building $229,765 | $913,586 (+11.73%) Land $261,215 Building $652,371 | |
| 2022 | $321,765 Land $92,000 Building $229,765 | $817,700 Land $233,799 Building $583,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 98.4% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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