Middlesex County and Watertown City property record for 34 Edward Rd, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1945 |
| Lot Size | 0.119 acres (5,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,811 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit May 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36320-36 |
| Primary APN | 36320-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,204 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,197 sqft (0.119 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8448 |
|---|---|
| Street Address | 34 EDWARD RD |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-6 |
| Legal Subdivision | WATERTOWN |
| Legal Block | 8 |
| Legal Lot Number | 46 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 370104 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 24, 2017 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU |
| May 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION |
| Sep 11, 2018 | Quit Claim Deed, Transfer |
| Sep 11, 2018 | Quit Claim Deed, Transfer |
| Aug 8, 2018 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 |
| Deed Sale | Sep 11, 2018 |
| Prior Sale | Sep 11, 2018 |
| Deed Book / Page | 71600 / 220 |
| Transfer Doc | 071446-146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68803-330 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 68803/330 |
| Instrument | 13062 |
| Name | WEBSTER FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74692-349 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 74692/349 |
| Instrument | 74604 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 11, 2018 |
| Property Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Document Number | 71600-220 |
| Book / Page | 071600 / 000220 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 139939 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34 EDWARD RD WATERTOWN MA 024722104, WATERTOWN, MA 02472-2104 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 11, 2018 |
| Property Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Document Number | 71599-278 |
| Book / Page | 071599 / 000278 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 139838 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 EDWARD RD WATERTOWN MA 024722104, WATERTOWN, MA 02472-2104 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Aug 8, 2018 |
| Property Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Document Number | 71446-146 |
| Book / Page | 71446 / 146 |
| Instrument | 120891 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 EDWARD RD, WATERTOWN, MA 02472-2104 |
| Document Number | 714460148 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 71446/0148 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2048 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,811.00 (+5.86%) | $722,200 (+1.35%) Land $470,600 Building $251,600 | $769,025 (-) |
| 2025 | $8,323.00 (+15.2%) | $712,600 (+15.4%) Land $470,600 Building $242,000 | $769,025 (+4.57%) |
| 2024 | $7,225.00 (-10.13%) | $617,500 (+4.31%) Land $450,700 Building $166,800 | $735,395 |
| 2023 | $8,039.00 | $592,000 Land $429,300 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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