34 Earl St, Oppelo (Morrilton), AR 72110 Property Records

Conway County property record for 34 Earl St, Oppelo, AR 72110

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,568 sqft · built 1972
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Jul 2025)
Tax Bill	$281 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-00282-000`

Property Details

APN / Parcel Number

Primary APN	`004-00282-000`
Alternative APNs	`102433.0` `15885`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,340 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Driveway	Concrete Driveway
Driveway Area	444 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34 EARL ST
City	OPPELO
State	AR
Zip	72110-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	17
Legal Township	05
Legal Section	12
Legal Subdivision	OPPELO ESTATES SUB-DIV
Legal Lot Number	21
Jurisdiction	CONWAY AR
Township / Civil Division	BENTLEY
Census Block Group	2
Census Block	2040
Census Tract	950600

Owner

Source: Conway County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 EARL ST, OPPELO, AR 72110-7518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 22, 2023	Deed of Trust, Mortgage ARKANSAS FCU
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 20, 2020	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	20252419
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONWAY AR
Recording Date	Jul 18, 2025
Property Address	34 EARL ST, OPPELO, AR 72110-7518
Document Number	2025R002419
Map Reference	MB 2 PG 92
Instrument Date	Jul 11, 2025
Instrument	2025R-002419
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 EARL ST, OPPELO, AR 72110-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 EARL ST, OPPELO, AR 72110-7518

Mortgage

Document Number	2025R002420
Date	Jul 18, 2025
Instrument	2025R-002420

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONWAY AR
Property Address	34 EARL ST, OPPELO, AR 72110-7518
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 EARL ST, OPPELO, AR 72110-7518

Mortgage

Document Number	2023R000892
Date	Mar 22, 2023
Instrument	2023R-000892

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2028

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONWAY AR
Property Address	34 EARL ST, OPPELO, AR 72110-7518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	659/362
Date	Mar 18, 2019
Book Page	659/362
Instrument	2019R-000943

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 21, 2039

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONWAY AR
Recording Date	Oct 20, 2020
Property Address	34 EARL ST, OPPELO, AR 72110-7518
Document Number	2020R003764
Map Reference	MB 2 PG 92
Instrument Date	Oct 9, 2020
Instrument	2020R-003764
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	MORRILTON ABSTRACT CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 EARL ST, 34, OPPELO, AR 72110-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 EARL ST, OPPELO, AR 72110-7518

Mortgage

Document Number	2020R003765
Date	Oct 20, 2020
Instrument	2020R-003765

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Conway County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Conway County
Municipality	Oppelo City
Unified School District	South Conway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (-26.44%) Homeowner's exemption	$21,240 (-) Land $650 Building $20,590
2023	$382.00 Homeowner's exemption	$21,240 Land $650 Building $20,590	$106,200 Land $3,250 Building $102,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 90% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPPELO WATER DEPARTMENT serves 1,300 people · EPA ID AR0000120
Water Source	Purchased surface water from CONWAY CO REGIONAL WATER DIST
Last State Inspection	May 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cowboy Internet Services Fixed Wireless	100 / 20

May also be available: TCW.

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