34 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 34 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,442 sqft · built 1998
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Sep 2021)
Tax Bill	$21,427 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-107-025`

Property Details

APN / Parcel Number

Primary APN	`12-21-107-025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,338 sqft
Upper Floors Area	1,104 sqft
Basement Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	34 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 9 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2038
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-107-025

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 E NORTH AVE, LAKE BLUFF, IL 60044-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2021	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Feb 01, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2021 · Amount on Record
Deed Sale	Sep 02, 2021 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	20217822716
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 02, 2021
Property Address	34 E NORTH AVE, LAKE BLUFF, IL 60044-2132
Document Number	0007822716
Map Reference	DOC 33760
Instrument Date	Jul 13, 2021
Instrument	7822716
Transaction Type	Transfer
Record Updated	Oct 07, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E NORTH AVE, LAKE BLUFF, IL 60044-2132

Mortgage

Document Number	0007822718
Date	Sep 02, 2021
Instrument	7822718

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	34 E NORTH AVE, LAKE BLUFF, IL 60044-2132
Document Number	0007372001
Instrument Date	Feb 01, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 E NORTH AVE LAKE BLUFF IL 600442132, LAKE BLUFF, IL 60044-2132

Mortgage

Document Number	0007372001
Date	Feb 09, 2017
Instrument	7372001

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,013 (+20.59%) Land $83,821 Building $264,192	$1,044,143 (+20.59%) Land $251,488 Building $792,655
2024	$21,427.00 (+13.72%)
2023	$18,842.00 (+10.52%)	$288,603 (+5.97%) Land $69,512 Building $219,091	$865,896 (+5.97%) Land $208,557 Building $657,339
2022	$17,048.00	$272,354 Land $65,598 Building $206,756	$817,144 Land $196,814 Building $620,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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