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34 E 2nd St, Key Largo, FL 33037 Property Records

Monroe County property record for 34 E 2nd St, Key Largo, FL 33037 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,890 sqft · built 1997
Lot Size0.172 acres (7,500 sqft)
Owner2 Company Names on File
Tax Bill$3,388 (2024)
Flood ZoneZone VE (high risk)
APN00554820-000000

Property Details

APN / Parcel Number

Primary APN00554820-000000
Alternative APNs
  • 06623900554820000000
  • 1680311

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,890 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,890 sqft
AtticAttic
Attic Area864 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeSawtooth
Roof MaterialConcrete
Lot Area7,500 sqft (0.172 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area686 sqft
PorchUnfinished Open Porch
Porch Area940 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1680311
Street Address34 E 2ND ST
CityKEY LARGO
StateFL
Zip33037-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 9 MANDALAY PB1-194 KEY LARGO E2-434 F5-410 G40-73-74 OR587-959 OR1086-1681PET(PROBATE# 89-109-CP-10) OR1088-2233/34WILL OR1101-2202 OR1395-2182 OR3274-1097 OR3285-0268
Legal Range39E
Legal Township62S
Legal Section06
Legal SubdivisionMANDALAY
Legal Block4
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records · APN 00554820-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address34 E 2ND ST, KEY LARGO, FL 33037-4005
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 02, 2024
Transfer Doc0032741097
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$412,851 (+5.99%)$1,697,961 (+7.53%) Land $1,284,638 Building $413,323
2024$3,388.00 (+5.09%)
2023$3,224.00 (+6.37%) Homeowner's exemption$389,531 (+3%)$1,579,129 (+21.71%) Land $1,222,650 Building $356,479
2022$3,031.00 Homeowner's exemption$378,186$1,297,479 Land $940,500 Building $356,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 425 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
532 under condo master policies
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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