34 Dunmore Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 34 Dunmore Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 1991
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2018)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A913000384`

Property Details

APN / Parcel Number

Primary APN	`A913000384`
Alternative APN	`3-157C-6638-00-0256.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,542 sqft
Finished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A913000384
Old Parcel Number	A913000384
Street Address	34 DUNMORE CIR
City	O FALLON
State	MO
Zip	63368-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG B LOT 256
Legal Range	03E
Legal Township	46N
Legal Subdivision	MONTICELLO VLG B
Legal Lot Number	256
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3000
Census Tract	311151

Owner

Source: St. Charles County records · APN A913000384

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	34 DUNMORE CIR, O FALLON, MO 63368-8520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Dec 21, 2011 · Amount on Record
Deed Document Number	0069751231
Deed Book / Page	6975 / 1231
Record Updated	Jun 08, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2018
Property Address	34 DUNMORE CIR, O FALLON, MO 63368-8520
Document Number	0069751231
Book / Page	6975 / 1231
Map Reference	MB 30 PG 68
Instrument Date	Sep 06, 2018
Instrument	20180911000521370
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 DUNMORE CIR, 34, O FALLON, MO 63368-8520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 DUNMORE CIR, O FALLON, MO 63368-8520

Mortgage

Document Number	20180911000521380
Date	Sep 11, 2018
Instrument	20180911000521380

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 01, 2021
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00	$68,198 (+12.84%)	$358,936 (+12.84%)
2023		$60,440
2022			$318,103 Land $55,000 Building $263,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.