Pawtucket City property record for 34 Derby St, Pawtucket, RI 02860
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,922 sqft · built 1926 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,900 (Aug 2021) |
| Tax Bill | $6,123 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Feb 2019 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:46 L:0601 |
| Primary APN | PAWT M:46 L:0601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,922 sqft Living Area |
| Gross Area | 5,174 sqft |
| 1st Floor Area | 1,196 sqft |
| Attic | Attic |
| Attic Area | 1,326 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 460601 |
|---|---|
| Street Address | 34 DERBY ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-2610 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM |
| Legal Lot Number | 601 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 15100 |
Source: Pawtucket City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO |
| Feb 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET MILL SUPPLY |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 2, 2021 | Warranty Deed, Transfer |
| Jan 30, 2020 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RBS T |
| Apr 12, 2019 | Warranty Deed, Transfer RBS (TR) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2020 · Amount on Record |
| Deed Document Number | 2021134 |
| Deed Book / Page | 4727 / 251 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 005049-178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Dec 26, 2023 |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 005049-178 |
| Book / Page | 5049 / 178 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 16 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 005049-181 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 5049/181 |
| Instrument | 17 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004337-52 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 4337/52 |
| Instrument | 8 |
| Name | PAWTUCKET MILL SUPPLY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004593-36 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 4593/36 |
| Instrument | 123 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Aug 2, 2021 |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 004727-251 |
| Book / Page | 4727 / 251 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 134 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 CAMPBELL TER, PAWTUCKET, RI 02860-4812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jan 30, 2020 |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 0004476-98 |
| Book / Page | 4476 / 98 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 30 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CAMPBELL TER, PAWTUCKET, RI 02860-4812 |
| Document Number | 0000000031 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 31 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 4464-100 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 SIAS POINT RD BUZZARDS BAY MA 02532, BUZZARDS BAY, MA 02532 |
| Document Number | 4464-100 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 004464/000100 |
| Instrument | 47 |
| Name | RBS T |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Apr 12, 2019 |
| Property Address | 34 DERBY ST, PAWTUCKET, RI 02860-2610 |
| Document Number | 4358-11 |
| Book / Page | 004358 / 000011 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 66 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 SIAS POINT RD BUZZARDS BAY MA 02532, BUZZARDS BAY, MA 02532 |
| Document Number | 4358-13 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 004358/000013 |
| Instrument | 67 |
| Name | RBS (TR) |
|---|
| Amount | Amount Recorded |
|---|
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,123.00 (+20.84%) | $465,600 (+55.67%) Land $116,500 Building $349,100 | $577,990 |
| 2023 | $5,067.00 (+2.18%) | $299,100 (-) Land $52,500 Building $246,600 | |
| 2022 | $4,959.00 | $299,100 Land $52,500 Building $246,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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