Middlesex County and Reading Town property record for 34 Deborah Dr, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,153 sqft · built 1973 |
| Lot Size | 0.857 acres (37,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2022) |
| Tax Bill | $12,934 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:038.0-0000-0097.0 |
| Primary APN | READ M:038.0-0000-0097.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,153 sqft Living Area |
| Gross Area | 4,776 sqft |
| Basement Area | 1,968 sqft |
| Unfinished Basement | 1,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,322 sqft (0.857 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1530000000010 |
|---|---|
| Street Address | 34 DEBORAH DR |
| City | READING |
| State | MA |
| Zip | 01867-1456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:038.0-0000-0097.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO |
| Jan 05, 2022 | Quit Claim Deed, Transfer |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHERN BK & TR |
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Prior Sale | Aug 08, 2016 · Amount on Record |
| Deed Book / Page | 79487 / 388 |
| Prior Transfer Date | Jan 04, 2022 |
| Prior Transfer Doc | 079487-388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077588-67 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 77588/67 |
| Instrument | 91751 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 05, 2022 |
| Property Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Document Number | 079487-388 |
| Book / Page | 79487 / 388 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 2440 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70294-120 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 70294/120 |
| Instrument | 192226 |
| Name | NORTHERN BK & TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 34 DEBORAH DR, READING, MA 01867-1456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76255-43 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 76255/43 |
| Instrument | 222204 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,934.00 (+1.15%) | $1,135,600 (+4.09%) Land $555,800 Building $579,800 | $1,076,065 (+1.75%) |
| 2024 | $12,787.00 (+20.25%) | $1,091,000 (+29.17%) Land $533,900 Building $557,100 | $1,057,540 |
| 2023 | $10,634.00 | $844,600 Land $481,400 Building $363,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 300 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures