34 Cynthia Rd, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 34 Cynthia Rd, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,684 sqft · built 1964
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (May 2012)
Tax Bill$12,603 (2025)
Deeds & MortgagesMar 2021 Refinance
Sep 2024 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:1040001900000

Property Details

APN / Parcel Number

Primary APNM:1040001900000
Alternative APN
  • NEED M:104.0 B:0019 L:0000.0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,342 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1999
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address34 CYNTHIA RD
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal SubdivisionNEEDHAM
Legal Block19
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2023
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 CYNTHIA RD, NEEDHAM HEIGHTS, MA 02494-1461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
Sep 30, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
Nov 5, 2018Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Dec 18, 2019Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Apr 28, 2020Deed of Trust, Mortgage · Line of Credit
NEEDHAM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleFeb 28, 2006 · Amount on Record
Deed Book / Page30026 / 91
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address34 CYNTHIA RD, NEEDHAM, MA 02494-1461
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039071-482
DateMar 1, 2021
Book Page39071/482
Instrument26531
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address34 CYNTHIA RD, NEEDHAM, MA 02494-1461
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042024-559
DateSep 30, 2024
Book Page42024/559
Instrument64361
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2044

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address34 CYNTHIA RD, NEEDHAM, MA 02494-1461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36412-228
DateNov 5, 2018
Book Page36412/228
Instrument99046
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address34 CYNTHIA RD, NEEDHAM, MA 02494-1461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37451-85
DateDec 18, 2019
Book Page37451/85
Instrument119542
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateJan 1, 2027

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address34 CYNTHIA RD, NEEDHAM, MA 02494-1461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37812-362
DateApr 28, 2020
Book Page37812/362
Instrument37567
Lender
NameNEEDHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,603.00 (-3.11%)$1,189,000 (+19.2%) Land $747,000 Building $442,000$1,432,695 (+14.52%)
2024$1,251,055
2023$13,007.00$997,500 Land $495,000 Building $502,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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