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34 Covington Rd, Fox Lake, IL 60020 Property Records

Lake County property record for 34 Covington Rd, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,094 sqft · built 1945
Lot Size0.93 acres (4,051 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jan 2023)
Tax Bill$4,781 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Apr 2019 Transfer
Flood ZoneZone AE (high risk)
APN05-09-400-054

Property Details

APN / Parcel Number

Primary APN05-09-400-054

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,094 sqft Living Area
Gross Area1,424 sqft
1st Floor Area1,094 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1959
Lot Area4,051 sqft (0.93 acres)
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address34 COVINGTON RD
CityFOX LAKE
StateIL
Zip60020-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPISTAKEE PORTALS UNREC SUB LOT 45 SECTION 9 TOWNSHIP 45 RANG E 9
Legal Range09
Legal Township45
Legal Section09
Legal SubdivisionPISTAKEE PORTALS UNREC SUB
Legal Lot Number45
JurisdictionLAKE IL
Township / Civil DivisionGRANT
Census Block Group1
Census Block1033
Census Tract860908

Owner

34 Covington Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address34 COVINGTON RD, FOX LAKE, IL 60020-1710
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Guardian's Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023 · Amount on File
Deed SaleJan 23, 2023 · Amount on File
Prior SaleApr 13, 2000 · Amount on File
Deed Document Number20237954955
Prior Transfer DateJan 10, 2023
Prior Transfer Doc0007954955
Record UpdatedOct 29, 2026

January 2023: Guardian's Deed, Transfer

Document TypeGuardian's Deed
JurisdictionLAKE IL
Recording DateJan 23, 2023
Property Address34 COVINGTON RD, FOX LAKE, IL 60020-1710
Document Number0007954955
Instrument DateJan 10, 2023
Instrument7954955
Transaction TypeTransfer
Record UpdatedFeb 1, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address34 COVINGTON RD, FOX LAKE, IL 60020-1710

Mortgage

Document Number0007954956
DateJan 23, 2023
Instrument7954956
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeFixed Rate
Rate5.99%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateApr 18, 2019
Property Address34 COVINGTON RD, FOX LAKE, IL 60020-1710
Document Number0007555861
Instrument DateApr 12, 2019
Instrument7555861
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address34 COVINGTON RD FOX LAKE IL 600201710, FOX LAKE, IL 60020-1710

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionGrant Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,504 Land $5,239 Building $61,265$199,532 Land $15,719 Building $183,813
2024$4,781.00 (+40.29%)
2023$3,408.00 (+4.06%)$52,890 (+21.7%) Land $4,572 Building $48,318$158,685 (+21.7%) Land $13,717 Building $144,968
2022$3,275.00$43,459 Land $4,153 Building $39,306$130,390 Land $12,460 Building $117,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Covington Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation741.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 96 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 units insured
incl. 4 condo units
Nearby Flood Claims35 (2007–2026)
Claims Outside the SFHA1 of 35
Most Recent ClaimMay 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 34 Covington Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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