Polk County property record for 34 Covey Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1970 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (Apr 2007) |
| Tax Bill | $779 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P71-9 |
| Primary APN | P71-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,224 sqft Finished Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Other |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Porch | Slab |
| Heating System | HVAC |
|---|
| Account Number | 35521 |
|---|---|
| Street Address | 34 COVEY LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-0590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | 400, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920103 |
34 Covey Ln is owned by two individuals who bought it in April 2007.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 322, MILL SPRING, NC 28756-0322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage TRULIANT FCU |
| Jul 3, 2025 | Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2007 · Amount on File |
| Deed Sale | Apr 18, 2007 · Amount on File |
| Prior Sale | Jan 12, 2001 · Amount on File |
| Deed Book / Page | 352 / 1971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 34 COVEY LN, MILL SPRING, NC 28756-0590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000470/438 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 470/438 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 12, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 34 COVEY LN, MILL SPRING, NC 28756-0590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 34 COVEY LN, MILL SPRING, NC 28756-0590 |
| Document Number | 000493/316 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 493/316 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 8, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 34 Covey Ln was $779.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779.00 | $152,655 (-) Land $25,500 Building $127,155 | $152,655 (-) Land $25,500 Building $127,155 |
| 2025 | $779.00 | $152,655 Land $25,500 Building $127,155 | $152,655 Land $25,500 Building $127,155 |
| 2023 | $468.00 | $73,271 Land $21,250 Building $52,021 | |
| 2021 | $73,271 Land $21,250 Building $52,021 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Covey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34 Covey Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet, Windstream.
4G LTE only, no 5G reported
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