34 Coswell Ct, Cameron, NC 28326 Property Records

Harnett County property record for 34 Coswell Ct, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,615 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2021)
Tax Bill	$2,806 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500040101`

Property Details

APN / Parcel Number

Primary APN	`1500040101`
Alternative APN	`09956517 0282 17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,615 sqft Heated Area
1st Floor Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	150 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500040101
Street Address	34 COSWELL CT
City	CAMERON
State	NC
Zip	28326-4600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#831 THE MANORS@LEXINGTON PT1 MAP#2014-103
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	831
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 COSWELL CT, CAMERON, NC 28326-4600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Jan 8, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	2021538
Deed Book / Page	3921 / 443
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	0000000537
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	34 COSWELL CT, CAMERON, NC 28326-4600
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FROST MEADOW WAY, LILLINGTON, NC 27546-5245

Mortgage

Document Number	0000018451
Date	Sep 30, 2025
Book Page	4306/39
Instrument	2025018451

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	1190 WINTERSON RD STE 300, LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 8, 2021
Property Address	34 COSWELL CT, CAMERON, NC 28326-4600
Document Number	0000000538
Book / Page	3921 / 443
Map Reference	MB 2014 PG 103&104
Instrument Date	Dec 30, 2020
Instrument	2021000538
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5505 N BROOKLINE AVE APT 1203, 5505, OKLAHOMA CITY, OK 73112-5429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COSWELL CT, CAMERON, NC 28326-4600

Mortgage

Document Number	0000000539
Date	Jan 8, 2021
Instrument	2021000539

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 8, 2021
Property Address	34 COSWELL CT, CAMERON, NC 28326-4600
Document Number	0000000537
Book / Page	003921 / 000442
Instrument Date	Sep 4, 2020
Instrument	537
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 N BROOKLINE AVE #1203 OKLAHOMA CITY OK 731125429, 1203, OKLAHOMA CITY, OK 73112-5429

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,806.00 (+28.89%)	$362,888 (+23.31%)	$362,888 (+23.31%) Land $97,620 Building $265,268
2025	$2,177.00	$294,296 (-)	$294,296 (-) Land $56,820 Building $237,476
2023	$2,177.00	$294,296	$294,296 Land $56,820 Building $237,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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