Morgan County property record for 34 Cole Loop, West Liberty, KY 41472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,534 sqft |
| Lot Size | 3.49 acres (152,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Nov 2012) |
| Tax Bill | $1,222 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-01-00-038.00 |
| Primary APN | 122-01-00-038.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| Basement Area | 810 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 152,024 sqft (3.49 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 34 COLE LOOP |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-7360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE AND LAND |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | WEST LIBERTY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950400 |
34 Cole Loop is owned by two individuals who bought it in November 2012.
Source: Morgan County records, as of November 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1525 PENNINGTON FLATS RD, MOREHEAD, KY 40351-9153 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2012 · Amount on File |
| Deed Sale | Nov 9, 2012 · Amount on File |
| Deed Document Number | 0000224413 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 34 Cole Loop was $1,222.
Source: Morgan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Municipality | West Liberty City |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,222.00 | $100,000 | $100,000 |
| 2023 | $931.00 | $75,000 | $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Cole Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Cole Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LIBERTY WATER COMPANY private · serves 2,367 people · EPA ID KY0880452 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
May also be available: T-Mobile.
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