34 Cobalt Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 34 Cobalt Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,976 sqft · built 1995
Lot Size	0.347 acres (15,113 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jul 2026)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42910-00N-0010`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00N-0010`
Alternative APNs	`30-221-42910-00N-0010` `1069431`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,976 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	2,976 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	15,113 sqft (0.347 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	619 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Finished Screened Porch
Porch Area	381 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34 COBALT LN
City	MIRAMAR BEACH
State	FL
Zip	32550-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & THE SLY 50 FT OF LOT 2 BLK N EMERALD BAY PHASE 1A S/D PB 9-7 AMENDED PB 9-27 OR 1029-74 OR 1200-97 OR 1414-191 OR 1560-147 OR 3355-3917
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PHASE 1A
Legal Phase	1A
Legal Block	N
Legal Lot Number	1,2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

34 Cobalt Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Walton County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 COBALT LN, MIRAMAR BEACH, FL 32550-5264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE
Jun 20, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Deed Document Number	202629644
Deed Book / Page	3406 / 1156
Prior Transfer Date	Jun 20, 2023
Prior Transfer Doc	0032924992
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 20, 2026
Property Address	34 COBALT LN, MIRAMAR BEACH, FL 32550-5264
Document Number	0000029644
Book / Page	3406 / 1156
Instrument Date	Jul 17, 2026
Instrument	202629644
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Tax	$707,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COBALT LN, MIRAMAR BEACH, FL 32550-5264

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WALTON FL
Recording Date	Jun 20, 2023
Property Address	34 COBALT LN, MIRAMAR BEACH, FL 32550-5264
Document Number	0032924992
Book / Page	3292 / 4992
Map Reference	MB 9 PG 27-27A
Instrument Date	Jun 16, 2023
Instrument	20230021680
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COBALT LN, MIRAMAR BEACH, FL 32550-5264

Tax Assessment & Valuation

The 2025 property tax bill for 34 Cobalt Ln was $3,343, up 0.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+0.66%)	$413,581	$688,560 Land $185,150 Building $503,410
2024	$3,321.00 (+3.88%)
2023	$3,197.00 (+1.27%) Homeowner's exemption	$723,828 (-0.47%) Land $233,450 Building $490,378	$723,828 (-0.47%) Land $233,450 Building $490,378
2022	$3,157.00 Homeowner's exemption	$727,257 Land $219,925 Building $507,332	$727,257 Land $219,925 Building $507,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Cobalt Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1995) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Cobalt Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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