34 Claytons Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 34 Claytons Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,613 sqft · built 2008
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,100 (Jul 2018)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:045 L:017`

Property Details

APN / Parcel Number

Primary APN	`HARP M:045 L:017`
Alternative APN	`3262`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
Gross Area	3,881 sqft
1st Floor Area	1,131 sqft
Basement Area	462 sqft
Unfinished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3262
Street Address	34 CLAYTONS POINT RD
City	HARPSWELL
State	ME
Zip	04079-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT/CF
Legal Lot Number	17
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3009
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2671 BEECH ST, HATFIELD, PA 19440-2302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jul 6, 2018	Intrafamily Transfer, Transfer NORWICH COMMERCAL GRP
Mar 27, 2017	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	201832088
Deed Book / Page	34972 / 244
Transfer Doc	0349720244
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	34 CLAYTONS POINT RD, HARPSWELL, ME 04079-3854
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345010067
Date	Dec 1, 2017
Book Page	34501/0067
Instrument	000000061104

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Dec 15, 2030

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	34 CLAYTONS POINT RD, HARPSWELL, ME 04079-3854
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365510186
Date	Mar 31, 2020
Book Page	36551/186
Instrument	16849

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARPSWELL ME
Recording Date	Jul 6, 2018
Property Address	34 CLAYTONS POINT RD, HARPSWELL, ME 04079-3854
Document Number	0349720244
Book / Page	34972 / 0244
Instrument	000000032088
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032089
Date	Jul 6, 2018
Instrument	000000032089

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Mar 27, 2017
Property Address	34 CLAYTONS POINT RD, HARPSWELL, ME 04079-3854
Document Number	0339010071
Book / Page	33901 / 0071
Instrument	000000013612
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013613
Date	Mar 27, 2017
Instrument	000000013613

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,590.00 (+4.73%)	$539,000 (-) Land $243,400 Building $295,600
2024	$3,428.00 (+4.26%)	$539,000 (-) Land $243,400 Building $295,600
2023	$3,288.00 (+3.4%)	$539,000 (-) Land $243,400 Building $295,600
2022	$3,180.00	$539,000 Land $243,400 Building $295,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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