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34 Clay St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 34 Clay St, Malone, NY 12953

Property Summary

Property TypeTriplex
Details7 bd · 3.5 ba · 4,953 sqft · built 1880
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Jul 2020)
Tax Bill$6,011 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2017 Transfer
APN2.-027-01

Property Details

APN / Parcel Number

Primary APN2.-027-01
Alternative APNs
  • 480111203400020400000000
  • 164801 112.34-2-40

Interior

Bedrooms7 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,953 sqft Total Area
1st Floor Area2,393 sqft
2nd Floor Area2,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area32,234 sqft (0.74 acres)
Lot Width94 ft Width
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area479 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2.-027-01
Street Address34 CLAY ST
CityMALONE
StateNY
Zip12953-1919
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code01 - NOT Z
Legal DescriptionSECC BLOCK310 LOT39
Legal Block2
Legal Lot Number40.000
JurisdictionFRANKLIN NY
Township / Civil DivisionMALONE
Census Block Group3
Census Block3001
Census Tract951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

34 Clay St, a triplex, is owned and occupied by two individuals who bought it in July 2020.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address34 CLAY ST, MALONE, NY 12953-1919
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Executor's Deed, Transfer · FHA Mortgage
CITIZENS BANK
Jul 27, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2020 · Amount on File
Deed SaleJul 28, 2020 · Amount on File
Deed Document Number20202959
Record UpdatedOct 29, 2026

July 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionFRANKLIN NY
Recording DateJul 28, 2020
Property Address34 CLAY ST, MALONE, NY 12953-1919
Document Number0000002959
Instrument DateJun 26, 2020
Instrument2020-2959
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51000 MOTT RD TRLR 120, 120, CANTON, MI 48188-2121

Mortgage

Document Number0000002960
DateJul 28, 2020
Instrument2020-2960
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record

July 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionFRANKLIN NY
Recording DateJul 27, 2017
Property Address34 CLAY ST, MALONE, NY 12953-1919
Document Number0000003456
Instrument DateJul 6, 2017
Instrument3456
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,011.00 (-1.15%)
2025$6,081.00$110,000 (-) Land $11,100 Building $98,900$203,704 (+11.11%) Land $20,556 Building $183,148
2023$110,000 Land $11,100 Building $98,900$183,333 Land $18,500 Building $164,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 34 Clay St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALONE V
serves 13,232 people · EPA ID NY1600008
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: SLICFiber, Westelcom Networks.

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