34 Chestnut St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 34 Chestnut St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	3,248 sqft · built 1965
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jan 2020)
Tax Bill	$16,341 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`31-00025-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`31-00025-0000-00039`
Alternative APNs	`310002500039` `049400`

Interior

Stories	1 Story
Building Area	3,248 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	049400
Street Address	34 CHESTNUT ST
City	LODI
State	NJ
Zip	07644-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X100
Legal Subdivision	HASBROUCK TERRACE MAP 5
Legal Block	25
Legal Lot Number	39
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5002
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 CHESTNUT ST, LODI, NJ 07644-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC
Jan 29, 2020	Grant Deed, Transfer · FHA Mortgage GET A RATE LLC
Jul 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	20209990
Deed Book / Page	3481 / 1618
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	34 CHESTNUT ST, LODI, NJ 07644-2111
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045010285
Date	Dec 21, 2021
Book Page	4501/285
Instrument	2021183745

Lender

Name	GET A RATE LLC
Type	Mortgage Company
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 29, 2020
Property Address	34 CHESTNUT ST, LODI, NJ 07644-2111
Document Number	0034811618
Book / Page	003481 / 001618
Instrument Date	Nov 22, 2019
Instrument	20009990
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 CHESTNUT ST LODI NJ 076442111, LODI, NJ 07644-2111

Mortgage

Document Number	34811625
Date	Jan 29, 2020
Book Page	003481/001625
Instrument	20009991

Lender

Name	GET A RATE LLC
Address	HACKENSACK, NJ 07601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 30, 2018
Property Address	34 CHESTNUT ST, LODI, NJ 07644-2111
Document Number	0030122336
Book / Page	3012 / 2336
Instrument Date	Jul 11, 2018
Instrument	00018-054501
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CHESTNUT ST, LODI, NJ 07644-2111

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,600 (-) Land $177,500 Building $284,100	$461,600 (-) Land $177,500 Building $284,100
2025	$16,341.00 (+5.62%)	$461,600 (-) Land $177,500 Building $284,100	$461,600 (-) Land $177,500 Building $284,100
2024	$15,472.00 (+2.69%)
2023		$461,600 Land $177,500 Building $284,100	$461,600 Land $177,500 Building $284,100
2022	$15,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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