Cumberland Town property record for 34 Chestnut St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 818 sqft · built 1995 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jun 2026) |
| Tax Bill | $3,791 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9991-49 |
| Primary APN | 9991-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 818 sqft Living Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 818 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9991-49 |
|---|---|
| Street Address | 34 CHESTNUT ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 437 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 11301 |
34 Chestnut St is owned and occupied by an individual who bought it in June 2026.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CREDIT UNION |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST COMPANY |
| Dec 22, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION |
| Aug 14, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Prior Sale | Aug 14, 2020 · Amount on File |
| Deed Document Number | 2026155331 |
| Deed Book / Page | 2031 / 740 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 002019-238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002020-853 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 2020/853 |
| Instrument | 153225 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 5, 2026 |
| Property Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Document Number | 02031-0740 |
| Book / Page | 2031 / 740 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026155331 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Date | Jun 5, 2026 |
|---|
| Name | WASHINGTON TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 22, 2025 |
| Property Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Document Number | 002019-238 |
| Book / Page | 2019 / 238 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 152842 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Document Number | 0000152843 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 152843 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 14, 2020 |
| Property Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Document Number | 1850-278 |
| Book / Page | 1850 / 278 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 116289 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 CHESTNUT ST, CUMBERLAND, RI 02864-6312 |
| Document Number | 116290 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 116290 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 34 Chestnut St was $3,791, up 3.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,791.00 (+3.72%) | $378,700 (+27.12%) Land $196,500 Building $182,200 | $465,248 |
| 2025 | $3,655.00 | $297,900 Land $129,700 Building $168,200 | |
| 2023 | $3,462.00 (-0.66%) | $297,900 (+28.13%) Land $129,700 Building $168,200 | |
| 2022 | $3,485.00 | $232,500 Land $90,700 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 34 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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