34 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 34 Central St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,260 sqft · built 1750
Lot Size1.74 acres (76,174 sqft)
OwnerIndividual Name on File
Last Sale$599,900 (May 2026)
Tax Bill$7,488 (2025)
Deeds & MortgagesNov 2024 Refinance
May 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNROWL M:0025 B:0009 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0025 B:0009 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,260 sqft Living Area
Gross Area4,243 sqft
Basement Area964 sqft
Unfinished Basement964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1750
Effective Year BuiltEffective 1750
Architectural StyleHistorical
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area76,174 sqft (1.74 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address34 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1045
Census Tract270100

Owner

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 CENTRAL ST, ROWLEY, MA 01969-1757
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
VITAVERA REALTY LLC
May 6, 2026Condominium Deed, Transfer
Oct 4, 2024Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 6, 2026 · Amount on Record
Deed SaleMay 6, 2026 · Amount on Record
Prior SaleOct 4, 2024 · Amount on Record
Deed Document Number20262640
Deed Book / Page43370 / 577
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address34 CENTRAL ST, ROWLEY, MA 01969-1757
Transaction TypeMortgage
Record UpdatedMay 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00042428-6
DateNov 13, 2024
Book Page42428/6
Instrument20241113000710
Lender
NameVITAVERA REALTY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionROWLEY MA
Recording DateMay 6, 2026
Property Address34 CENTRAL ST, ROWLEY, MA 01969-1757
Document Number043370-577
Book / Page43370 / 577
Instrument DateMay 5, 2026
Instrument2026.2640
Transaction TypeTransfer
Record UpdatedMay 28, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateOct 4, 2024
Property Address34 CENTRAL ST, ROWLEY, MA 01969-1757
Document Number042360-528
Book / Page42360 / 528
Instrument DateOct 4, 2024
Instrument20241004002310
Transaction TypeTransfer
Record UpdatedMay 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address689 NEWBURYPORT TPKE, ROWLEY, MA 01969-1318

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,488.00 (-9.92%)$636,200 (-7.39%) Land $297,200 Building $339,000$569,810
2024$8,313.00 (+3.94%)$687,000 (+11.83%) Land $283,000 Building $404,000
2023$7,998.00$614,300 Land $244,500 Building $369,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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