34 Central St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 34 Central St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3,660 sqft · built 1912
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BANG M:041 L:067`

Property Details

APN / Parcel Number

Primary APN	`BANG M:041 L:067`
Alternative APN	`8712`

Interior

Stories	1 Story
Building Area	3,660 sqft Living Area
1st Floor Area	2,440 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	8712
Street Address	34 CENTRAL ST
City	BANGOR
State	ME
Zip	04401-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DDD
Legal Lot Number	67
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2018
Census Tract	200

Owner

Source: Penobscot County and Bangor City assessment roll, APN BANG M:041 L:067, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1314, BANGOR, ME 04402-1314
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	34 CENTRAL ST, BANGOR, ME 04401-5106
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158290076
Date	Dec 15, 2020
Book Page	15829/76
Instrument	41663

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,993.00 (-2.64%)	$108,200 (+1.5%) Land $15,200 Building $93,000
2024	$2,047.00 (+6.73%)	$106,600 (+9.67%) Land $15,200 Building $91,400
2023	$1,918.00 (-0.62%)	$97,200 (+5.42%) Land $15,200 Building $82,000
2022	$1,930.00	$92,200 Land $15,200 Building $77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), as of August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190002002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	32 units insured incl. 26 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Great Fire of 1911 Historic District listed 1984 · 43 contributing resources · NRIS 84001479

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 459 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GoNetspeed, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090110, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.