Monmouth County and Highlands Borough property record for 34 Central Ave, Highlands, NJ 07732
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 bd · 1 ba · 2,600 sqft · built 1933 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00099-0000-00004 |
| Primary APN | 19-00099-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Total Area |
| 1st Floor Area | 1,372 sqft |
| Upper Floors Area | 1,228 sqft |
| Basement Area | 940 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 837 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Sewer | Connected |
|---|
| Account Number | 00017360 |
|---|---|
| Street Address | 34 CENTRAL AVE |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1406 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | MF08 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Block | 99 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800101 |
34 Central Ave is owned by an individual who acquired it in January 1993.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 CENTRAL AVE, HIGHLANDS, NJ 07732-1406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 1993 |
| Deed Sale | Jan 28, 1993 |
| Deed Book / Page | 5196 / 585 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $646,400 (+13.52%) Land $425,000 Building $221,400 | $646,400 (+13.52%) Land $425,000 Building $221,400 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $569,400 Land $350,000 Building $219,400 | $569,400 Land $350,000 Building $219,400 |
| 2023 | $368,700 Land $158,400 Building $210,300 | $368,700 Land $158,400 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 131 individual policies |
| Nearby Flood Policies | 418 units insured incl. 287 condo units |
| Nearby Flood Claims | 76 (1991–2019) |
| Claims Outside the SFHA | 3 of 76 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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