Miller County property record for 34 Cardinal Cir, Lake Ozark, MO 65049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1987 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,950 (Feb 2022) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13553 |
| Primary APN | 13553 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 1,220 ft deep x 50 ft wide |
| Account Number | 13553 |
|---|---|
| Street Address | 34 CARDINAL CIR |
| City | LAKE OZARK |
| State | MO |
| Zip | 65049-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 BLK 4 SEC A CARDINAL POINT |
| Legal Range | 16W |
| Legal Township | 40N |
| Legal Section | 13 |
| Legal Subdivision | CARDINAL POINT |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MILLER MO |
| Township / Civil Division | GLAZE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 962701 |
Source: Miller County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 CARDINAL CIR, LAKE OZARK, MO 65049-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Deed Document Number | 2022611 |
| Deed Book / Page | 2022 / 611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLER MO |
| Recording Date | Feb 10, 2022 |
| Property Address | 34 CARDINAL CIR, LAKE OZARK, MO 65049-7110 |
| Document Number | 002022/611 |
| Book / Page | 2022 / 611 |
| Map Reference | MB 5 PG 12 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 202200611 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 CARDINAL CIR, LAKE OZARK, MO 65049-7110 |
| Document Number | 0202200612 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 202200612 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Miller County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Miller County |
| Municipality | Lake Ozark City |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,760 (-) Land $2,430 Building $13,330 | $82,940 (-) Land $12,790 Building $70,150 | |
| 2025 | $819.00 | $15,760 (+10.83%) Land $2,430 Building $13,330 | $82,940 (+10.85%) Land $12,790 Building $70,150 |
| 2023 | $14,220 Land $2,200 Building $12,020 | $74,820 Land $11,580 Building $63,240 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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