34 Burley St, Berlin, MD 21811 Property Records

Worcester County property record for 34 Burley St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,792 sqft · built 1920
Lot Size	0.412 acres (17,946 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Apr 2015)
Tax Bill	$5,598 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-030946`

Property Details

APN / Parcel Number

Primary APN	`03-030946`
Alternative APN	`030946`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,792 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,946 sqft (0.412 acres)
Lot Depth	3 ft Depth
Garage Type	Detached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	030946
Street Address	34 BURLEY ST
City	BERLIN
State	MD
Zip	21811-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 1 .412 AC S SIDE BURLEY ST RESUB LDS OF EDWARD H HAMMOND
Legal Subdivision	HAMMOND EDWARD H LANDS
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1061
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 DECATUR ST, BERLIN, MD 21811-1356
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Prior Sale	Jul 11, 2014 · Amount on Record
Deed Book / Page	6548 / 491
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0063400375
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Jun 17, 2026
Property Address	34 BURLEY ST, BERLIN, MD 21811-1226
Document Number	9169000206
Book / Page	9169 / 206
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	34 BURLEY ST, BERLIN, MD 21811-1226

Mortgage

Document Number	9169000206,
Date	Jun 17, 2026
Book Page	9169/206

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	34 BURLEY ST, BERLIN, MD 21811-1226
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BURLEY ST, BERLIN, MD 21811-1226

Mortgage

Document Number	0090820097
Date	Jan 28, 2026
Book Page	9082/97

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	34 BURLEY ST, BERLIN, MD 21811-1226
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	NOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086540190
Date	Oct 18, 2023
Book Page	8654/190

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	34 BURLEY ST, BERLIN, MD 21811-1226
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080540243
Date	May 18, 2021
Book Page	8054/243

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	34 BURLEY ST, BERLIN, MD 21811-1226
Document Number	0072240370
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	34 BURLEY ST BERLIN MD 218111226, BERLIN, MD 21811-1226

Mortgage

Document Number	0072240370
Date	Jun 5, 2018
Book Page	007224/000370

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,598.00 (+14.11%)	$320,567 (+14.11%)	$360,200 (-) Land $106,500 Building $253,700
2025	$4,906.00 (+26.54%)	$280,933 (+29.28%)	$360,200 (+49.27%) Land $106,500 Building $253,700
2023	$3,877.00	$217,300	$241,300 Land $106,500 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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