1. Home
  2. New York
  3. Suffolk County
  4. Smithtown
  5. Bowers Ct

34 Bowers Ct, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 34 Bowers Ct, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,522 sqft · built 1938
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jan 2021)
Tax Bill$8,272 (2024)
Deeds & MortgagesOct 2021 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 104.-1-31

Property Details

APN / Parcel Number

Primary APN473489 104.-1-31
Alternative APNs
  • 0800-104.00-01.00-031.000
  • 348910400000010310000000
  • 47340024858

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,522 sqft Living Area
Gross Area1,648 sqft
1st Floor Area794 sqft
2nd Floor Area728 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleColonial
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
PorchEnclosed Porch
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address34 BOWERS CT
CitySMITHTOWN
StateNY
Zip11787-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-24186 TC-70 BOWERS CT LARSON N Y B & SUB CO ARENT
Legal Block1
Legal Lot Number31
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1009
Census Tract134909

Owner

34 Bowers Ct is owned and occupied by two individuals who bought it in January 2021.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address34 BOWERS CT, SMITHTOWN, NY 11787-3402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jan 11, 2021Grant Deed, Transfer
INSULA CAP GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2021 · Amount on File
Deed SaleJan 11, 2021 · Amount on File
Deed Book / Page13086 / 223
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address34 BOWERS CT, SMITHTOWN, NY 11787-3402
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233320511
DateOct 5, 2021
Book Page23332/511
InstrumentDM0378006
Lender
NameNEWREZ LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJan 11, 2021
Property Address34 BOWERS CT, SMITHTOWN, NY 11787-3402
Document Number0130860223
Book / Page013086 / 000223
Instrument DateDec 21, 2020
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 11TH ST HICKSVILLE NY 11801, HICKSVILLE, NY 11801

Mortgage

Document Number232170722
DateJan 11, 2021
Book Page023217/000722
Lender
NameINSULA CAP GROUP LLC
Address627 HORSEBLOCK RD, FARMINGVILLE, NY 11738-2113
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,380 Land $205 Building $3,175$422,500 Land $25,625 Building $396,875
2024$8,272.00
2023$3,380 Land $205 Building $3,175$3,885 Land $236 Building $3,649

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 Bowers Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Bowers Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Bowers Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures