Otero County property record for 34 Big Tree Ln, Cloudcroft, NM 88317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,216 sqft · built 1972 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,500 (Jul 2022) |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4075091061397 |
| Primary APN | 11O4075091061397 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,932 sqft (0.228 acres) |
| Terrain | Mountain |
| Porch | Porch |
| Porch Area | 256 sqft |
| Deck Area | 144 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R039515 |
|---|---|
| Street Address | 34 BIG TREE LN |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: TWIN FORKS RANCH ESTATES #2 LOT 22 BLOCK: 3 |
| Legal Subdivision | TWIN FORKS RANCH ESTATES #2 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 901 |
34 Big Tree Ln is owned by two individuals who bought it in July 2022.
Source: Otero County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 724 RUSTY GATE WAY, NEW BRAUNFELS, TX 78130-6091 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage EXTRACO BANKS NA |
| May 29, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 20227079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 34 BIG TREE LN, CLOUDCROFT, NM 88317-9415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4700 HIGHWAY 176, VEALMOOR, TX 79720-0863 |
| Document Number | 0202105567 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 202105567 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | Jul 18, 2022 |
| Property Address | 34 BIG TREE LN, CLOUDCROFT, NM 88317-9415 |
| Document Number | 0202207079 |
| Instrument Date | Jul 16, 2022 |
| Instrument | 202207079 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | NETWORK CLOSING SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3051 BUD LN, BELTON, TX 76513-4607 |
| Investor | Possibly a Property Investor |
| Document Number | 0202207080 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 202207080 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | May 29, 2018 |
| Property Address | 34 BIG TREE LN, CLOUDCROFT, NM 88317-9415 |
| Document Number | 0000004714 |
| Instrument Date | May 25, 2018 |
| Instrument | 4714 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 341026 SAN ANTONIO TX 782341026, SAN ANTONIO, TX 78234-1026 |
The 2025 property tax bill for 34 Big Tree Ln was $1,039.
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,058 (+1.62%) Land $11,333 Building $56,725 | $204,174 (+1.62%) Land $34,000 Building $170,174 | |
| 2025 | $1,039.00 | $66,973 Land $11,333 Building $55,640 | $200,919 Land $34,000 Building $166,919 |
| 2023 | $1,001.00 | $63,333 Land $11,333 Building $52,000 | $190,000 Land $34,000 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Big Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Big Tree Ln is extreme, ranking above 99.4% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.4% of the US · above 99.6% of New Mexico |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN FORKS MDWCA serves 1,274 people · EPA ID NM3571119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PVT Networks Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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