34 Bernard Ln, Little Compton, RI 02837 Property Records

Little Compton Town property record for 34 Bernard Ln, Little Compton, RI 02837

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Nov 2023)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Nov 2023 Sale Apr 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LCOM M:1 L:105-1`

Property Details

APN / Parcel Number

Primary APN	`LCOM M:1 L:105-1`
Alternative APN	`13-2190-05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	928 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13-2190-05
Street Address	34 BERNARD LN
City	LITTLE COMPTON
State	RI
Zip	02837-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	105-1
Jurisdiction	LITTLE COMPTON RI
Township / Civil Division	LITTLE COMPTON
Census Block Group	1
Census Block	1004
Census Tract	41400

Owner

Source: Little Compton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 BERNARD LN, LITTLE COMPTON, RI 02837-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROBERT GAW
Apr 3, 2017	Deed of Trust, Mortgage BUILDER FNCL SVCS LLC
Aug 1, 2018	Deed of Trust, Mortgage SANTANDER BANK NA
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Deed Document Number	20232023-716
Deed Book / Page	398 / 249
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LITTLE COMPTON RI
Recording Date	Nov 17, 2023
Property Address	34 BERNARD LN, LITTLE COMPTON, RI 02837
Document Number	000398-249
Book / Page	398 / 249
Instrument Date	Nov 17, 2023
Instrument	2023-716
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	951 ALLAMANDA DR, DELRAY BEACH, FL 33483-4913
Investor	Possibly a Property Investor

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITTLE COMPTON RI
Property Address	34 BERNARD LN, LITTLE COMPTON, RI 02837
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000391-294
Date	Apr 13, 2023
Book Page	391/294
Instrument	2023-173

Lender

Name	ROBERT GAW

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITTLE COMPTON RI
Property Address	34 BERNARD LN, LITTLE COMPTON, RI 02837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	307-42
Date	Apr 3, 2017
Book Page	307/42

Lender

Name	BUILDER FNCL SVCS LLC

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITTLE COMPTON RI
Property Address	34 BERNARD LN, LITTLE COMPTON, RI 02837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323-18
Date	Aug 1, 2018
Book Page	323/18

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Aug 1, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITTLE COMPTON RI
Property Address	34 BERNARD LN, LITTLE COMPTON, RI 02837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	345-197
Date	May 27, 2020
Book Page	345/197
Instrument	409

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Little Compton Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Little Compton Town
Elementary School District	Little Compton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (-53.94%)	$275,800 (-52.31%) Land $275,700 Building $100	$1,060,924
2023	$2,868.00	$578,300 Land $157,000 Building $421,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	19 (1985–2026)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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