34 Bancroft St, Taneytown, MD 21787 Property Records

Carroll County property record for 34 Bancroft St, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,652 sqft · built 1994
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Individual Names on File
Last Sale	$250,500 (Jul 2017)
Tax Bill	$5,052 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-033123`

Property Details

APN / Parcel Number

Primary APN	`01-033123`
Alternative APNs	`1033123` `033123`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,400 sqft (0.285 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	033123
Street Address	34 BANCROFT ST
City	TANEYTOWN
State	MD
Zip	21787-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 20 -12400 SF 34 BANCROFT ST 37-45/43 COPPERFIELD SC 2
Legal Subdivision	COOPERFIELD SEC 2
Legal Lot Number	20
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	2
Census Block	2020
Census Tract	501001

Owner

34 Bancroft St is owned and occupied by two individuals who bought it in July 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 20, 2019	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Jul 13, 2017	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 23, 2017	Grant Deed, Transfer LINEAR TITLE AND CLOSING, LINEAR TITLE & CLOSING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	20178746-0075
Deed Book / Page	8746 / 75
Prior Transfer Date	Nov 2, 2016
Prior Transfer Doc	0085490381
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620

Mortgage

Document Number	0111050177
Date	Aug 31, 2023
Book Page	11105/177

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0102170195
Date	Apr 19, 2021
Book Page	10217/195

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Document Number	0094010463
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 BANCROFT ST TANEYTOWN MD 217872620, TANEYTOWN, MD 21787-2620

Mortgage

Document Number	0094010463
Date	Sep 9, 2019
Book Page	009401/000463

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 13, 2017
Property Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Document Number	0087460075
Book / Page	8746 / 0075
Map Reference	MB37 PG45
Instrument Date	Jul 7, 2017
Instrument	8746-0075
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620

Mortgage

Document Number	0087460082
Date	Jul 13, 2017
Instrument	8746-0082

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 23, 2017
Property Address	34 BANCROFT ST, TANEYTOWN, MD 21787-2620
Document Number	0086180263
Book / Page	008618 / 000263
Instrument Date	Feb 1, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	LINEAR TITLE AND CLOSING, LINEAR TITLE & CLOSING

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11308 RENNER RD WOODSBORO MD 217988150, WOODSBORO, MD 21798-8150

Tax Assessment & Valuation

The 2026 property tax bill for 34 Bancroft St was $5,052 with a homeowner's exemption, up 5.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Taneytown City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,052.00 (+5.82%) Homeowner's exemption	$359,600 Land $93,000 Building $266,600	$359,600 Land $93,000 Building $266,600
2025	$4,774.00 Homeowner's exemption
2023	$4,267.00 (+37.82%) Homeowner's exemption	$284,500 (+3.83%) Land $93,000 Building $191,500	$284,500 (-) Land $93,000 Building $191,500
2022	$3,096.00 Homeowner's exemption	$274,000	$284,500 Land $93,000 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Bancroft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Bancroft St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TANEYTOWN serves 6,750 people · EPA ID MD0060012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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