34 Baker Rd, Chester, CT 06412 Property Records

Chester Town property record for 34 Baker Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,171 sqft · built 1941
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (Aug 2017)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:13 B:250`

Property Details

APN / Parcel Number

Primary APN	`CHES M:13 B:250`
Alternative APNs	`CSTR M:13 B:250` `00128400` `128400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
Gross Area	2,016 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	128400
Street Address	34 BAKER RD
City	CHESTER
State	CT
Zip	06412-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	250
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2021
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 BAKER RD, CHESTER, CT 06412-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Aug 23, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Book / Page	169 / 73
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Recording Date	Jul 27, 2026
Property Address	34 BAKER RD, CHESTER, CT 06412-1130
Document Number	0189000246
Book / Page	189 / 246
Instrument Date	Jul 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BAKER RD, CHESTER, CT 06412-1130

Mortgage

Document Number	0189000246,
Date	Jul 27, 2026
Book Page	189/246

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.84%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	34 BAKER RD, CHESTER, CT 06412-1130
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000177-368
Date	Feb 16, 2021
Book Page	177/368

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	34 BAKER RD, CHESTER, CT 06412-1130
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	177-368
Date	Feb 16, 2021
Book Page	177/368

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Aug 23, 2017
Property Address	34 BAKER RD, CHESTER, CT 06412-1130
Document Number	169-73
Book / Page	000169 / 000073
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 BAKER RD CHESTER CT 064121130, CHESTER, CT 06412-1130

Mortgage

Document Number	169-76
Date	Aug 23, 2017
Book Page	000169/000076

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00	$193,760 (+23.62%) Land $57,120 Building $136,640	$135,632 Land $39,984 Building $95,648
2024	$5,247.00 (+12.72%)
2023	$4,655.00 (+0.67%)	$156,740 (-) Land $57,120 Building $99,620
2022	$4,624.00	$156,740 Land $57,120 Building $99,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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