34 Adella St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 34 Adella St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 2002
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2021)
Tax Bill	$7,646 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:L-20E33`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:L-20E33`
Alternative APNs	`NAUG M:041 L:2400` `AG20 20E33` `041-2400` `41-2400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,215 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41-2400
Street Address	34 ADELLA ST
City	NAUGATUCK
State	CT
Zip	06770-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	2400
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4000
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 24, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 29, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	20212799
Deed Book / Page	1076 / 568
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001177-175
Date	Mar 2, 2026
Book Page	1177/175
Instrument	2026-602

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Transaction Type	Mortgage
Record Updated	Oct 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001146-681
Date	Sep 24, 2024
Book Page	1146/681
Instrument	2024-2633

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001124-102
Date	Jul 7, 2023
Book Page	1124/102
Instrument	2023-1916

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001104-277
Date	Jun 22, 2022
Book Page	1104/277
Instrument	2022-2230

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 29, 2021
Property Address	34 ADELLA ST, NAUGATUCK, CT 06770-2210
Document Number	001076-568
Book / Page	1076 / 568
Instrument Date	Jun 28, 2021
Instrument	2799
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ROBINSON AVE, BEDFORD HILLS, NY 10507-1921

Mortgage

Document Number	0000002800
Date	Jun 29, 2021
Instrument	2800

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,646.00 (+1.63%)	$189,070 (-) Land $32,900 Building $156,170	$363,447 (+174.61%)
2025	$7,523.00	$189,070 (-) Land $32,900 Building $156,170	$132,349 Land $23,030 Building $109,319
2024	$7,523.00 (-11.09%)
2023	$8,461.00 (+30.29%)	$189,070 (+39.02%) Land $32,900 Building $156,170
2022	$6,494.00	$136,000 Land $35,130 Building $100,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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