34 5th St, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 34 5th St, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,154 sqft · built 1910
Lot Size	0.112 acres (4,916 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Apr 2012)
Tax Bill	$24,779 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`554403 163.28-1-37`

Property Details

APN / Parcel Number

Primary APN	`554403 163.28-1-37`
Alternative APNs	`440316302800010370000000` `00460000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,154 sqft Living Area
1st Floor Area	1,021 sqft
2nd Floor Area	799 sqft
Upper Floors Area	334 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,916 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	397 sqft
Patio Area	482 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00460000
Street Address	34 5TH ST
City	PELHAM
State	NY
Zip	10803-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Subdivision	PELHAMVILLE
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2007
Census Tract	5300

Owner

34 5th St is owned and occupied by two individuals who bought it in April 2012.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 5TH ST, PELHAM, NY 10803-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 21, 2018	Loan Modification, Mortgage · Conventional with PMI BANK OF AMERICA
May 8, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2012 · Amount on File
Deed Sale	Apr 12, 2012 · Amount on File
Deed Document Number	2012520943658
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 17, 2026
Property Address	34 5TH ST, PELHAM, NY 10803-1102
Document Number	0000003133
Instrument Date	Apr 9, 2026
Instrument	20263133
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 5TH ST, PELHAM, NY 10803-1102

Mortgage

Document Number	0000003133,
Date	Apr 17, 2026
Instrument	20263133

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 5TH ST, PELHAM, NY 10803-1102
Document Number	0600573039
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 5TH ST PELHAM NY 108031102, PELHAM, NY 10803-1102

Mortgage

Document Number	0600573039
Date	Feb 26, 2020
Book Page	060057/003039

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 5TH ST, PELHAM, NY 10803-1102
Document Number	0583373331
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 5TH ST PELHAM NY 108031102, PELHAM, NY 10803-1102

Mortgage

Document Number	0583373331
Date	Dec 3, 2018
Book Page	058337/003331

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	34 5TH ST, PELHAM, NY 10803-1102
Document Number	0583373332
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 5TH ST PELHAM NY 108031102, PELHAM, NY 10803-1102

Mortgage

Document Number	0583373332
Date	Dec 3, 2018
Book Page	058337/003332

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 5TH ST, PELHAM, NY 10803-1102
Document Number	0571373232
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 5TH ST PELHAM NY 108031102, PELHAM, NY 10803-1102

Mortgage

Document Number	0571373232
Date	May 17, 2017
Book Page	057137/003232

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 16, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 34 5th St was $24,779, down 23% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,779.00 (-22.96%)
2025	$32,163.00	$965,000 (+3.99%) Land $228,000 Building $737,000	$965,000 (+3.99%) Land $228,000 Building $737,000
2024		$928,000 (+6.06%) Land $228,000 Building $700,000	$928,000 (+6.06%) Land $228,000 Building $700,000
2023		$875,000 Land $152,000 Building $723,000	$875,000 Land $152,000 Building $723,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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