34 12th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 34 12th St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,881 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$253,550 (Oct 2019)
Tax Bill	$6,861 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D01830`

Property Details

APN / Parcel Number

Primary APN	`D01830`
Alternative APNs	`LOWE M:195 B:5795 L:34` `M:000195 T:D01830`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,881 sqft Living Area
Gross Area	6,144 sqft
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	D01830
Street Address	34 12TH ST
City	LOWELL
State	MA
Zip	01850-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Block	5795
Legal Lot Number	34
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	5
Census Block	5008
Census Tract	310200

Owner

34 12th St is owned and occupied by two individuals who acquired it in April 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 12TH ST, LOWELL, MA 01850-1632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 21, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	201946464
Deed Book / Page	33480 / 214
Last Transfer Date	Apr 16, 2021
Transfer Doc	35647-178
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	34 12TH ST, LOWELL, MA 01850-1632
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035647-181
Date	Apr 21, 2021
Book Page	35647/181
Instrument	23650

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 21, 2021
Property Address	34 12TH ST, LOWELL, MA 01850-1632
Document Number	035647-178
Book / Page	35647 / 178
Instrument Date	Apr 16, 2021
Instrument	23649
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 12TH ST, LOWELL, MA 01850-1632

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 24, 2019
Property Address	34 12TH ST, LOWELL, MA 01850-1632
Document Number	33480-214
Book / Page	33480 / 214
Instrument Date	Oct 24, 2019
Instrument	46464
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 12TH ST, LOWELL, MA 01850-1632

Mortgage

Document Number	33480-217
Date	Oct 24, 2019
Book Page	33480/217
Instrument	46465

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 24, 2019
Property Address	34 12TH ST, LOWELL, MA 01850-1632
Document Number	33480-204
Book / Page	033480 / 000204
Instrument Date	Sep 11, 2019
Instrument	46460
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MANSFIELD RD LOWELL MA 018522016, LOWELL, MA 01852-2016

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 31, 2019
Property Address	34 12TH ST, LOWELL, MA 01850-1632
Document Number	33024-92
Book / Page	033024 / 000092
Instrument Date	May 30, 2019
Instrument	21018
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MANSFIELD RD LOWELL MA 018522016, LOWELL, MA 01852-2016

Tax Assessment & Valuation

The 2026 property tax bill for 34 12th St was $6,861, up 6.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,861.00 (+6.54%)	$604,500 (+7.75%) Land $158,700 Building $445,800	$604,238 (-5.42%)
2025	$6,440.00 (+2.53%)	$561,000 (+6.37%) Land $148,300 Building $412,700	$638,875 (+13.39%)
2024	$6,281.00 (+5.78%)	$527,400 (+10.31%) Land $138,600 Building $388,800	$563,445
2023	$5,938.00	$478,100 Land $120,500 Building $357,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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