33W953 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 33W953 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,277 sqft · built 1998
Lot Size	4.28 acres (186,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Nov 1996)
Tax Bill	$21,090 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-300-014`

Property Details

APN / Parcel Number

Primary APN	`09-13-300-014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,277 sqft Living Area
Basement Area	761 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,872 sqft
Garage Type	Attached
Garage Area	967 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W953 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 PLAT 16 UNIT 3 SUB
Legal Subdivision	DUNHAMS INC
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2064
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33W953 WHITE THORNE RD, WAYNE, IL 60184-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jun 4, 2019	Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1996 · Amount on Record
Deed Sale	Nov 6, 1996 · Amount on Record
Deed Document Number	199678758
Prior Transfer Date	Jul 31, 1995
Prior Transfer Doc	0000052644
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 5, 2026
Property Address	33W953 WHITE THORNE RD, WAYNE, IL 60184-2234
Document Number	0000023348
Instrument Date	Apr 8, 2026
Instrument	202623348
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33W953 WHITE THORNE RD, WAYNE, IL 60184-2234

Mortgage

Document Number	0000023348,
Date	Jun 5, 2026
Instrument	202623348

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W953 WHITE THORNE RD, WAYNE, IL 60184-2234
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023365
Date	Jun 6, 2019
Instrument	2019K023365

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	33W953 WHITE THORNE RD, WAYNE, IL 60184-2234
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022542
Date	Jun 4, 2019
Instrument	2019K022542

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,090.00 (+1.42%) Homeowner's exemption	$315,837 (+8.53%) Land $117,501 Building $198,336	$947,890 (+8.53%) Land $352,644 Building $595,246
2024	$20,794.00 (+7.92%)	$291,014 (+17.75%) Land $108,266 Building $182,748	$873,391 (+17.79%) Land $324,928 Building $548,463
2022	$19,268.00 (+5.69%) Homeowner's exemption	$247,151 (+4.91%) Land $109,102 Building $138,049	$741,453 (+4.91%) Land $327,306 Building $414,147
2021	$18,230.00 Homeowner's exemption	$235,584 Land $103,996 Building $131,588	$706,752 Land $311,988 Building $394,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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