33W094 Old Stearns Rd, Elgin, IL 60120 Property Records

Kane County property record for 33W094 Old Stearns Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1962
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Dec 2021)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-01-400-016`

Property Details

APN / Parcel Number

Primary APN	`09-01-400-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33W094 OLD STEARNS RD
City	ELGIN
State	IL
Zip	60120-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAAS SUB. - LOT 4
Legal Subdivision	HAAS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2009
Census Tract	852001

Owner

33W094 Old Stearns Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB
Nov 19, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 13, 2018	Warranty Deed, Transfer · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	202190157
Last Transfer Date	Jan 19, 2024
Transfer Doc	0000002089
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 22, 2024
Property Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Document Number	0000002089
Instrument Date	Jan 19, 2024
Instrument	2024K002089
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2021
Property Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Document Number	0000090157
Instrument Date	Nov 19, 2021
Instrument	2021K090157
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090158
Date	Dec 3, 2021
Instrument	2021K090158

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 19, 2018
Property Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Document Number	0000056000
Instrument Date	Nov 6, 2018
Instrument	56000
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 RAYMONG SOUTH ELGIN IL 60177, SOUTH ELGIN, IL 60177

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2018
Property Address	33W094 OLD STEARNS RD, ELGIN, IL 60120-9007
Document Number	0000017098
Instrument Date	Apr 5, 2018
Instrument	17098
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	17099
Date	Apr 13, 2018
Instrument	17099

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 33W094 Old Stearns Rd was $5,835, up 3.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,835.00 (+3.38%)	$90,651 (+8.53%) Land $24,250 Building $66,401	$272,062 (+8.53%) Land $72,779 Building $199,283
2024	$5,644.00	$83,526 Land $22,344 Building $61,182	$250,678 Land $67,059 Building $183,619
2022	$4,746.00 (+4.4%) Homeowner's exemption	$64,530 (+4.91%) Land $21,028 Building $43,502	$193,590 (+4.91%) Land $63,084 Building $130,506
2021	$4,546.00 Homeowner's exemption	$61,510 Land $20,044 Building $41,466	$184,530 Land $60,132 Building $124,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33W094 Old Stearns Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33W094 Old Stearns Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	40 / 10

May also be available: AT&T, Verizon.

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