Rowan County property record for 3399 US Hwy 60 E, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,016 sqft · built 1982 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $285,000 (Sep 2022) |
| Tax Bill | $2,626 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00 00 038.02 |
| Primary APN | 097-00 00 038.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,016 sqft Living Area |
| Basement Area | 1,816 sqft |
| Finished Basement | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3065 |
|---|---|
| Street Address | 3399 US HIGHWAY 60 E |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & BLDG 5 A+- US 60 EAST |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950400 |
3399 US Hwy 60 E is owner-occupied and held in a trust since September 2022.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3399 US HIGHWAY 60 E, MOREHEAD, KY 40351-8669 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 20222018781 |
| Deed Book / Page | 285 / 272 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 00D285/272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 1, 2022 |
| Property Address | 3399 US HIGHWAY 60 E, MOREHEAD, KY 40351-8669 |
| Document Number | 00D285/272 |
| Book / Page | D285 / 272 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2018781 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3399 S 60 EAST, MOREHEAD, KY 40351 |
The 2025 property tax bill for 3399 US Hwy 60 E was $2,626.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 | $313,740 Land $38,800 Building $274,940 | $313,740 Land $38,800 Building $274,940 |
| 2023 | $2,428.00 | $285,000 Land $38,800 Building $246,200 | $285,000 Land $38,800 Building $246,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3399 US Hwy 60 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 22 (2010–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Sep 2024 · Remnants Of Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3399 US Hwy 60 E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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