3399 Texas Rd, Bivalve, MD 21814 Property Records

Wicomico County property record for 3399 Texas Rd, Bivalve, MD 21814

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 960 sqft · built 2007
Lot Size1.33 acres (57,935 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Nov 2022)
Tax Bill$1,443 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-005695

Property Details

APN / Parcel Number

Primary APN12-005695
Alternative APN
  • 005695

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area960 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area57,935 sqft (1.33 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number005695
Street Address3399 TEXAS RD
CityBIVALVE
StateMD
Zip21814-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Description1.33 AC 3399 TEXAS RD JESTERVILLE
JurisdictionWICOMICO MD
Township / Civil Division17, WESTSIDE
Census Block Group4
Census Block4033
Census Tract10800

Owner

3399 Texas Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3399 TEXAS RD, BIVALVE, MD 21814-2029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2022 · Amount on File
Deed SaleNov 28, 2022 · Amount on File
Deed Book / Page5188 / 471
Prior Transfer DateJun 25, 2015
Prior Transfer Doc0038680007
Record UpdatedOct 29, 2026

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWICOMICO MD
Recording DateNov 28, 2022
Property Address3399 TEXAS RD, BIVALVE, MD 21814-2029
Document Number0051880471
Book / Page5188 / 471
Map ReferenceLB 3868 FO 007
Instrument DateNov 8, 2022
Transaction TypeTransfer
Record UpdatedDec 7, 2022
Title CompanyCAPITOL TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3399 TEXAS RD, BIVALVE, MD 21814-2029

Mortgage

Document Number0051880480
DateNov 28, 2022
Instrument5188-0480
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3399 Texas Rd was $1,443.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,200 (+17.41%) Land $27,400 Building $148,800$176,200 (-) Land $27,400 Building $148,800
2025$1,443.00$150,067$176,200 Land $27,400 Building $148,800
2023$975.00$97,800 Land $27,400 Building $70,400$97,800 Land $27,400 Building $70,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3399 Texas Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Nearby Flood Policies70 in force
Nearby Flood Claims49 (1992–2022)
Claims Outside the SFHA19 of 49
Most Recent ClaimDec 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3399 Texas Rd is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 97.4% of Maryland
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Texas Rd

Nearby Streets

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