3399 S 28th Ave, Bozeman, MT 59718 Property Records

Gallatin County property record for 3399 S 28th Ave, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,582 sqft · built 2011
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$637,500 (Jun 2020)
Tax Bill	$3,937 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG56746`

Property Details

APN / Parcel Number

Primary APN	`00RGG56746`
Alternative APNs	`06-0798-23-2-11-06-0000` `R0653291`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,582 sqft Living Area
1st Floor Area	2,044 sqft
Attic	Attic
Attic Area	538 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG56746
Street Address	3399 S 28TH AVE
City	BOZEMAN
State	MT
Zip	59718-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW CREEK SUB PH 1, S23, T02 S, R05 E, BLOCK 14, LOT 6, PLAT J-453 PLUS COMMON AREAS
Legal Range	05E
Legal Township	02S
Legal Section	23
Legal Subdivision	MEADOW CREEK SUB PH 1
Legal Block	14
Legal Lot Number	6
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1057
Census Tract	1102

Owner

3399 S 28th Ave is owned and occupied by an individual who bought it in June 2020.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 12, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Apr 25, 2018
Deed Document Number	20202685105
Prior Transfer Date	Mar 5, 2010
Prior Transfer Doc	0002355581
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712

Mortgage

Document Number	0002790311
Date	Nov 7, 2022
Instrument	2790311

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOZEMAN, MT 59771

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002724397
Date	Mar 15, 2021
Instrument	2724397

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 12, 2020
Property Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712
Document Number	0002685105
Map Reference	PL J-453
Instrument Date	Feb 25, 2020
Instrument	2685105
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3399 S 28TH AVE, BOZEMAN, MT 59718-3712

Mortgage

Document Number	0002685106
Date	Jun 12, 2020
Instrument	2685106

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3399 S 28th Ave was $3,937.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,937.00	$825,700	$825,700 Land $281,258 Building $544,442
2023	$5,820.00	$904,100	$904,100 Land $236,243 Building $667,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3399 S 28th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3399 S 28th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net, Verizon.

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