3399 Howells Mill Rd, Ona, WV 25545 Property Records

Cabell County property record for 3399 Howells Mill Rd, Ona, WV 25545 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,991 sqft · built 1957
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 2024)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-31-0013.0002`

Property Details

APN / Parcel Number

Primary APN	`10-31-0013.0002`
Alternative APN	`06-10-31-0013.0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,991 sqft Living Area
1st Floor Area	2,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3399 HOWELLS MILL RD
City	ONA
State	WV
Zip	25545-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC MUD RIV 3399 HOWELLS MILL RD
Jurisdiction	CABELL WV
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	10702

Owner

Source: Cabell County records · APN 10-31-0013.0002

Assessment roll updated November 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3399 HOWELLS MILL RD, ONA, WV 25545-7558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING PLAINSCAPITAL CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Deed Document Number	20246209221
Deed Book / Page	1510 / 52
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0006106937
Record Updated	Sep 20, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Sep 17, 2024
Property Address	3399 HOWELLS MILL RD, ONA, WV 25545-7558
Document Number	0001510/52
Book / Page	1510 / 52
Instrument Date	Sep 13, 2024
Instrument	6209221
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3399 HOWELLS MILL RD, ONA, WV 25545-7558

Mortgage

Document Number	0006209222
Date	Sep 17, 2024
Instrument	6209222

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Nov 15, 2021
Property Address	3399 HOWELLS MILL RD, ONA, WV 25545-7558
Document Number	001453/605
Book / Page	1453 / 605
Map Reference	DB 982 PG 233
Instrument Date	Nov 12, 2021
Instrument	6116050
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	BEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3792 HOWELLS MILL RD, ONA, WV 25545-7271

Mortgage

Document Number	61160512865671
Date	Nov 15, 2021
Instrument	61160512865671

Lender

Name	PRIMELENDING PLAINSCAPITAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cabell County records · Assessment roll updated November 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (+83.22%)	$134,100 (+83.95%) Land $17,880 Building $116,220	$223,500 (+83.95%) Land $29,800 Building $193,700
2023	$1,001.00 (+217.78%)	$72,900 (+70.41%) Land $14,760 Building $58,140	$121,500 (+70.41%) Land $24,600 Building $96,900
2022	$315.00 Homeowner's exemption	$42,780 Land $14,760 Building $28,020	$71,300 Land $24,600 Building $46,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabell County (54011C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540110107022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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