33989 Richard St, Wayne, MI 48184 Property Records

Wayne County property record for 33989 Richard St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	1 ba · 861 sqft · built 1943
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Aug 2025)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55 020 01 1174 000`

Property Details

APN / Parcel Number

Primary APN	`55 020 01 1174 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	861 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	106 ft deep x 40 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	33989 RICHARD ST
City	WAYNE
State	MI
Zip	48184-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33T1174 LOT 1174 AND N 1/2 ADJ VAC ALLEY HARROUN PARK NO. 2 T2S R9E L43 P62 WCR
Legal Subdivision	HARROUN PARK NO 2
Legal Lot Number	1174
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4007
Census Tract	566800

Owner

Source: Wayne County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15598 TAFT ST, ROMULUS, MI 48174-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Aug 30, 2021	Warranty Deed, Transfer
Jul 14, 2017	Warranty Deed, Transfer · Conventional with PMI COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	2025248646
Deed Book / Page	59751 / 489
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 29, 2025
Property Address	33989 RICHARD ST, WAYNE, MI 48184-2426
Document Number	0597510489
Book / Page	59751 / 489
Map Reference	LB 43 PG 62
Instrument Date	Aug 15, 2025
Instrument	2025248646
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33989 RICHARD ST, WAYNE, MI 48184-2426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33989 RICHARD ST, WAYNE, MI 48184-2426

Mortgage

Document Number	0059750643
Date	Aug 29, 2025
Instrument	59750/643

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	0597500655
Date	Aug 29, 2025
Book Page	59750/655
Instrument	2025248383

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	AKRON, NY 14001

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	33989 RICHARD ST, WAYNE, MI 48184-2426
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 STACY DR, CANTON, MI 48188-1437

Mortgage

Document Number	0569060204
Date	Jul 26, 2021
Book Page	56906/204
Instrument	2021291929

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 30, 2021
Property Address	33989 RICHARD ST, WAYNE, MI 48184-2426
Document Number	0569940591
Book / Page	56994 / 591
Map Reference	LB 43 PG 62
Instrument Date	Jul 22, 2021
Instrument	2021327335
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Tax	$928.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33989 RICHARD ST, 33989, WAYNE, MI 48184-2426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33989 RICHARD ST, WAYNE, MI 48184-2426

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 14, 2017
Property Address	33989 RICHARD ST, WAYNE, MI 48184-2426
Document Number	0538330215
Book / Page	053833 / 000215
Instrument Date	Jul 7, 2017
Instrument	252924
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40670 DOUGLAS DR #103 CANTON MI 481881364, 103, CANTON, MI 48188-1364

Mortgage

Document Number	538251254
Date	Jul 14, 2017
Book Page	053825/001254
Instrument	250191

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170-1759

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,800 (+7.52%)	$131,600 (+7.52%)
2025	$2,795.00 (+7.46%) Homeowner's exemption	$61,200 (+23.39%)	$122,400 (+23.39%)
2023	$2,601.00 (+53%) Homeowner's exemption	$49,600	$99,200
2019	$1,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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