3398 Wagon Trail Rd, Fort Collins, CO 80524 Property Records

Larimer County property record for 3398 Wagon Trail Rd, Fort Collins, CO 80524

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,292 sqft · built 2011
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$383,500 (Apr 2017)
Tax Bill$3,634 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN87043-11-017

Property Details

APN / Parcel Number

Primary APN87043-11-017
Alternative APN
  • R1632607

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,292 sqft Living Area
Basement Area1,005 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2011
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area304 sqft
Patio Area206 sqft
BalconyBalcony
Balcony Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1632607
Old Parcel Number8704311017
Street Address3398 WAGON TRAIL RD
CityFORT COLLINS
StateCO
Zip80524-1272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17, BLOCK 7, TRAIL HEAD FTC (20040123495)
Legal Range68
Legal Township07
Legal Section04
Legal QuarterSW
Legal SubdivisionTRAIL HEAD FTC (20040123495)
Legal Block7
Legal Lot Number17
JurisdictionLARIMER CO
Township / Civil DivisionFORT COLLINS
Census Block Group1
Census Block1038
Census Tract1307

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3398 WAGON TRAIL RD, FORT COLLINS, CO 80524-1272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF COLORADO
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 8, 2020Deed of Trust, Mortgage · Conventional with PMI
LOAN SIMPLE INC
Apr 20, 2017Grant Deed, Subdivision Related Transfer · Conventional with PMI
LOAN SIMPLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2017 · Amount on Record
Deed SaleApr 20, 2017 · Amount on Record
Prior SaleJun 21, 2016
Deed Document Number20170025425
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3398 WAGON TRAIL RD, FORT COLLINS, CO 80524-1272
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083402
DateSep 3, 2021
Instrument20210083402
Lender
NameCREDIT UNION OF COLORADO
TypeCredit Union
AddressDENVER, CO 80203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3398 WAGON TRAIL RD, FORT COLLINS, CO 80524-1272
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCANYON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009998
DateJan 27, 2021
Instrument20210009998
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address3398 WAGON TRAIL RD, FORT COLLINS, CO 80524-1272
Document Number0000027563
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3398 WAGON TRAIL RD FORT COLLINS CO 805241272, FORT COLLINS, CO 80524-1272

Mortgage

Document Number0000027563
DateApr 22, 2020
Instrument27563
Lender
NameLOAN SIMPLE INC
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

April 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLARIMER CO
Recording DateApr 20, 2017
Property Address3398 WAGON TRAIL RD, FORT COLLINS, CO 80524-1272
Document Number0000025425
Instrument DateApr 14, 2017
Instrument25425
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2018
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.35
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3398 WAGON TRAIL RD FORT COLLINS CO 805241272, FORT COLLINS, CO 80524-1272

Mortgage

Document Number25426
DateApr 20, 2017
Instrument25426
Lender
NameLOAN SIMPLE INC
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80112
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 19, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,634.00 (+10.29%)$36,469 (-8.33%) Land $9,063 Building $27,406$583,500 (-1.73%) Land $145,000 Building $438,500
2023$3,295.00 (+19.77%)$39,785 (+36.53%) Land $8,710 Building $31,075$593,800 (+41.62%) Land $130,000 Building $463,800
2022$2,751.00$29,141 Land $6,540 Building $22,601$419,300 Land $94,100 Building $325,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1988–2009)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LARIMER COUNTY WD
serves 27,944 people · EPA ID CO0135233
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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