3398 Rte 23, Cairo, NY 12413 Property Records

Greene County and Catskill Town property record for 3398 Rte 23, Cairo, NY 12413

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,085 sqft · built 1903
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Sep 2017)
Tax Bill$3,267 (2025)
Deeds & MortgagesFeb 2021 Refinance
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN81-151-07

Property Details

APN / Parcel Number

Primary APN81-151-07
Alternative APNs
  • 268918401900010120000000
  • 192689 184.19-1-12

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,085 sqft Living Area
1st Floor Area665 sqft
2nd Floor Area420 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area29,185 sqft (0.67 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number81-151-07
Street Address3398 ROUTE 23
CityCAIRO
StateNY
Zip12413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number12.000
JurisdictionGREENE NY
Township / Civil DivisionCATSKILL
Census Block Group1
Census Block1000
Census Tract81101

Owner

Source: Greene County and Catskill Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address135 PLYMOUTH ST, BROOKLYN, NY 11201-8335
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 8, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2017 · Amount on Record
Deed SaleSep 8, 2017 · Amount on Record
Prior SaleJan 26, 2016 · Amount on Record
Deed Book / Page2017 / 2046
Prior Transfer DateSep 19, 2008
Prior Transfer Doc1298000068
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address3398 ROUTE 23, CAIRO, NY 12413
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2021480
DateFeb 9, 2021
InstrumentM2021-480
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term313 Months
DueMar 1, 2047

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGREENE NY
Recording DateSep 8, 2017
Property Address3398 ROUTE 23, CAIRO, NY 12413
Document Number0000002046
Instrument DateAug 25, 2017
Instrument2046
Transaction TypeTransfer
Record UpdatedJan 23, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 PLYMOUTH ST BROOKLYN NY 112018335, BROOKLYN, NY 11201-8335

Tax Assessment & Valuation

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionCatskill Town
Unified School DistrictCatskill Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,267.00 (+65.5%)$60,100 (-) Land $13,800 Building $46,300$214,643 (+29.46%) Land $49,286 Building $165,357
2023$60,100 (-) Land $13,800 Building $46,300$165,793 (+11.72%) Land $38,069 Building $127,724
2022$1,974.00$60,100 Land $13,800 Building $46,300$148,395 Land $34,074 Building $114,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1980–2011)
Claims Outside the SFHA1 of 14
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Archtop Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rte 23

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