3398 Round Tree Dr, China (East China), MI 48054 Property Records

St. Clair County property record for 3398 Round Tree Dr, China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,866 sqft · built 2005
Lot Size	0.29 acres (12,791 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2006)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-13-860-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-13-860-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft
Basement Area	1,866 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,791 sqft (0.29 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3398 ROUND TREE DR
City	EAST CHINA
State	MI
Zip	48054-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 15 WOODFIELD SUBDIVISION
Legal Subdivision	WOODFIELD SUBDIVISION
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CHINA
Census Block Group	1
Census Block	1003
Census Tract	641000

Owner

3398 Round Tree Dr is owned and occupied by two individuals who bought it in March 2006.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3398 ROUND TREE DR, EAST CHINA, MI 48054-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK EASTERN MI
Nov 19, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2006 · Amount on File
Deed Sale	Mar 10, 2006 · Amount on File
Prior Sale	Jan 20, 2005 · Amount on File
Deed Document Number	20062005053007
Deed Book / Page	3518 / 848
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3398 ROUND TREE DR, CHINA, MI 48054-1434
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 ROUND TREE DR, EAST CHINA, MI 48054-1434

Mortgage

Document Number	0005882187
Date	Dec 22, 2025
Book Page	5882/187
Instrument	2025024337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3398 ROUND TREE DR, CHINA, MI 48054-1434
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 ROUND TREE DR, EAST CHINA, MI 48054-1434

Mortgage

Document Number	0005686542
Date	Jan 25, 2024
Book Page	5686/542
Instrument	2024001535

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3398 ROUND TREE DR, CHINA, MI 48054-1434
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 ROUND TREE DR, CHINA, MI 48054-1434

Mortgage

Document Number	0005594318
Date	Jan 25, 2023
Book Page	5594/318
Instrument	2023001373

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3398 ROUND TREE DR, CHINA, MI 48054-1434
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005082780
Date	Aug 6, 2019
Book Page	5082/780
Instrument	2019015974

Lender

Name	FIFTH THIRD BANK EASTERN MI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3398 ROUND TREE DR, CHINA, MI 48054-1434
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 ROUND TREE DR, EAST CHINA, MI 48054-1434

Mortgage

Document Number	0005275761
Date	Nov 19, 2020
Book Page	5275/761
Instrument	2020029273

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3398 Round Tree Dr was $3,237 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,200 (+4.21%)	$430,400
2025	$3,237.00 (+3.09%) Homeowner's exemption	$206,500
2024	$3,140.00		$413,000
2023		$162,500
2022	$2,956.00		$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3398 Round Tree Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–2009)
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3398 Round Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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