3398 Guluzzo Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 3398 Guluzzo Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,899 sqft · built 1982
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Dec 2018)
Tax Bill	$15,355 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`649-02-026`

Property Details

APN / Parcel Number

Primary APN	`649-02-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,899 sqft Living Area
1st Floor Area	1,446 sqft
2nd Floor Area	453 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3398 GULUZZO DR
City	SAN JOSE
State	CA
Zip	95148-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 6573 FLINT CREEK BOOK 473 PAGE 44 PAGE 47 LOT 201
Legal Subdivision	FLINT CREEK
Legal Tract	6573
Legal Lot Number	201
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2015
Census Tract	503509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 19, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jun 9, 2020	Loan Modification, Mortgage · Conventional Mortgage MUFG UNION BK NA
Dec 27, 2018	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	201824087671
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0022477839
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0025083067
Date	Aug 30, 2021
Instrument	25083067

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	8.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0024823765
Date	Feb 9, 2021
Instrument	24823765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024229871
Date	Jul 19, 2019
Instrument	24229871

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024229872
Date	Jul 19, 2019
Instrument	24229872

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Document Number	0024515157
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3398 GULUZZO DR SAN JOSE CA 951481328, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0024515157
Date	Jun 23, 2020
Instrument	24515157

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Document Number	0024515156
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3398 GULUZZO DR SAN JOSE CA 951481328, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0024515156
Date	Jun 23, 2020
Instrument	24515156

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 27, 2018
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Document Number	0024087671
Map Reference	MB 473 PG 44-47
Instrument Date	Dec 20, 2018
Instrument	24087671
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0024087672
Date	Dec 27, 2018
Instrument	24087672

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0024087673
Date	Dec 27, 2018
Instrument	24087673

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3398 GULUZZO DR, SAN JOSE, CA 95148-1328
Document Number	0023602340
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3398 GULUZZO DR SAN JOSE CA 951481328, SAN JOSE, CA 95148-1328

Mortgage

Document Number	0023602340
Date	Mar 14, 2017
Instrument	23602340

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Mount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,069,555 (+2%) Land $654,249 Building $415,306
2025	$15,355.00 (+5.51%) Homeowner's exemption	$1,048,584 (+4.04%) Land $641,421 Building $407,163
2023	$14,553.00 (+0.84%) Homeowner's exemption	$1,007,868 Land $616,515 Building $391,353
2022	$14,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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