6190 GIRBY RD APT 1023, 1023, MOBILE, AL 36693-3370
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Right of Survivorship
Address
3398 BRISTLECONE DR, MOBILE, AL 36693-3554
Mortgage
Document Number
0000020092
Date
Apr 1, 2021
Instrument
2021020092
Lender
Name
HOME MORTGAGE ALLIANCE CORP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 4, 2051
January 2019: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
MOBILE AL
Property Address
3398 BRISTLECONE DR, MOBILE, AL 36693-3554
Document Number
0000010866
Instrument Date
Jan 9, 2019
Transaction Type
Mortgage
Record Updated
Mar 25, 2019
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
3398 BRISTLECONE DR MOBILE AL 366933554, MOBILE, AL 36693-3554
Mortgage
Document Number
0000010866
Date
Mar 6, 2019
Instrument
10866
Lender
Name
FLAGSTAR BK
Type
Bank
Address
DENVER, CO 80202
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 5, 2049
Interest
Rate Type
Fixed Rate
Rate
4.75%
Tax Assessment & Valuation
The 2025 property tax bill for 3398 Bristlecone Dr was $5,049, up 7% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
Property Jurisdictions
Type
Name
State
Alabama
County
Mobile County
Municipality
Mobile City
Unified School District
Mobile County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,049.00 (+6.97%)
$40,510 (+9.22%)Land $4,500Building $36,010
$405,100 (+9.22%)Land $45,000Building $360,100
2024
$4,720.00 (+2.52%)
$37,090 (+2.52%)Land $4,000Building $33,090
$370,900 (+2.52%)Land $40,000Building $330,900
2023
$4,604.00 (+6.72%)
$36,180 (+6.76%)Land $4,000Building $32,180
$361,800 (+6.76%)Land $40,000Building $321,800
2022
$4,314.00
$33,890Land $4,000Building $29,890
$338,900Land $40,000Building $298,900
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3398 Bristlecone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
7 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3398 Bristlecone Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood
0.1% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source
Groundwater
Last State Inspection
Aug 2025
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Jan 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
29 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area