Allegan County property record for 3398 5th St, Wayland, MI 49348
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 2,040 sqft · built 2021 |
| Lot Size | 7.52 acres (327,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $44,035 (Aug 2011) |
| Tax Bill | $5,081 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-010-008-10 |
| Primary APN | 24-010-008-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 2,040 sqft |
| Unfinished Basement | 2,040 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Lot Area | 327,571 sqft (7.52 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3398 5TH ST |
|---|---|
| City | WAYLAND |
| State | MI |
| Zip | 49348-9756 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | BEG AT N 1/4 PST TH S ON N & S 1/4 LIN 500' TH W 445.92' TH N 43 DEG 34'38 W 343.11' TH N 24 DEG 05'57 W 280.07' TO N SEC LIN TH E ON SD N LIN 796.40' TO POB SEC 10 T3N R11W (99) |
| Legal Range | 11W |
| Legal Township | 03N |
| Legal Section | 10 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30501 |
3398 5th St, a residential property, is owned and occupied by two individuals who acquired it in May 2015.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3398 5TH ST, WAYLAND, MI 49348-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 18, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK OF MICHIGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on File |
| Deed Sale | Aug 11, 2011 · Amount on File |
| Prior Sale | Feb 9, 2011 · Amount on File |
| Deed Book / Page | 3537 / 394 |
| Last Transfer Date | May 16, 2015 |
| Transfer Doc | 3928/381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 28, 2026 |
| Property Address | 3398 5TH ST, WAYLAND, MI 49348-9756 |
| Document Number | 0000006938 |
| Book / Page | 5132 / 448 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20266938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3398 5TH ST, WAYLAND, MI 49348-9756 |
| Document Number | 0000006938, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 5132/448 |
| Instrument | 20266938 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3398 5TH ST, WAYLAND, MI 49348-9756 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004760/810 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 4760/810 |
| Instrument | 2022010097 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3398 5TH ST, WAYLAND, MI 49348-9756 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4698/833 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 4698/833 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Jun 1, 2022 |
The 2025 property tax bill for 3398 5th St was $5,081 with a homeowner's exemption, up 2.8% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Wayland Township |
| Unified School District | Wayland Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,100 (+9.27%) Land $62,600 Building $202,500 | $530,200 (+9.27%) Land $125,200 Building $405,000 | |
| 2025 | $5,081.00 (+2.77%) Homeowner's exemption | $242,600 Land $49,200 Building $193,400 | $485,200 Land $98,400 Building $386,800 |
| 2024 | $4,944.00 | ||
| 2023 | $228,300 Land $48,800 Building $179,500 | $456,600 Land $97,600 Building $359,000 | |
| 2022 | $4,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3398 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3398 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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